Critical Home Repair Program

Habitat’s Critical Home Repair program is an extension of our mission to build strength, stability, and self-reliance through shelter. It helps families maintain and stay in their homes, and contributes to neighborhood stabilization and revitalization.

Repairs can be interior or exterior work performed to alleviate critical health, life and safety issues or code violations, including a change to or repair of materials or components; a reconfiguration of pace, a modification for accessibility; installation or extension of plumbing, mechanical or electrical systems on an existing structure.

Homeowners who meet income guidelines may qualify for up to $15,000 in repairs with a 0% interest, low-payment loans. Just like Habitat’s houses, repairs are done in partnership with the homeowner. There are programs for critical repairs, home preservation, and even a special program for Veterans. Call us to find out if you qualify!-560

If you are interested applying, please first contact Jen Hock at 513-482-5609 or to receive more information about our application process.

Basic requirements:

  • home must be owner-occupied
  • meet income guidelines
  • housing costs below 30%
  • household must invest 16 hours in project
  • mobile homes are not eligible

Past repairs have included:

  • Accessibility: wheelchair ramps, stair lifts, moving washer/dryer to first floor
  • Replacement/repair of boilers, HVAC, electrical and plumbing
  • Hot water heater replacement
  • Roof repairs/gutters/windows
  • Weatherization
  • Exterior painting, minor exterior and cosmetic updates
  • Repairs of code violations to prevent further fines

Income Guidelines

Qualified homeowner’s total household income must be between 30% and 80% of the median income.

Family Size Minimum Monthly Gross Income Maximum Monthly Gross Income (80% of median income)
1 $1,308.00 $3,448.00
2 $1,494.00 $3,983.00
3 $1,681.00 $4,483.00
4 $1,867.00 $4,979.00
5 $2,017.00 $5,379.00
6 $2,167.00 $5,779.00
7 $2,316.00 $6,175.00
8 $2,466.00 $6,575.00

Current Programs

We currently have two categories of eligibility for home repairs, based on funding. To help expand the number of families we can serve, click here!


Any honorably or generally discharged veteran in HFHGC’s nine-county service area* or still serving in the Armed Forces may apply for critical home repairs. Income guidelines are the same as those for the Homeownership program. This program is funded through the generosity of the Home Depot Foundation.

Madisonville and Price Hill

Residents of the Madisonville or Price Hill neighborhoods may apply for critical home repairs. Income guidelines are the same as those for the Homeownership program. Homeowners who receive critical repair services repay a low- or no-interest loan. This program is funded through the generosity of The Greater Cincinnati Foundation.

How to Apply

To apply for a repair, contact Jen Hock, Repair Corps Administrator, at


Please call us at 513-621-4147 or email

* Boone, Campbell, and Kenton counties in Kentucky; Dearborn and Ohio counties in Indiana, Butler, Clermont, Hamilton, and Warren counties in Ohio

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