women helping women build a strong foundation Women Build Habitat homeownership creates strength, stability, and independence through shelter for families in our community. Our annual Women Build brings together friends and colleagues from across our community to raise funds, walls, and awareness - creating an affordable homeownership opportunity for a family in Greater Cincinnati. Happening May 2026 Women empowering women through homeownership. We know that, together, women have the power to transform lives. Over the span of a month, groups of women will join together to raise funds, walls, and awareness to help a single mother achieve her dream of homeownership. We need your help. Get involved. Contact Ashton Wilson ashton.wilson@habitatcincinnati.org , 513-482-5612 for more information. Get Involved Why Women? Women in our community are disproportionately impacted by the rising cost of housing. Women and children are more likely to be affected by poor living conditions than men. Women also face more barriers to stable housing than men in similar economic situations. Men earn more on average than women, resulting in access to higher credit, better loans and better quality homes and neighborhoods. Unequal caregiving responsibilities limit a woman’s ability to dedicate the necessary time to obtaining and maintaining consistent employment and decent housing. Single women are denied mortgages at higher rates than single men, despite the fact women are more reliable at paying back mortgages. How Women Build Helps Through Women Build you can make access to affordable homeownership possible for local families in need. Last year, the majority of the families served through Habitat Greater Cincinnati's homeownership program were single mothers who had been living in unaffordable or overcrowded housing. Together with your support, we can help women in our community build strength, stability and self-reliance by becoming first-time homebuyers. Habitat homeowners help build their homes alongside volunteers and pay an affordable mortgage. That mortgage won’t exceed 30% of a family's income, widely recognized as the threshold for affordable housing, making it easier to afford nutritious food, pay for necessary medical care, and save for the future. Together we will empower women, empower families, and empower communities. Learn More Meet the homebuyer family. Meet LaShawntay (Tay) -- a hardworking woman investing in her future through homeownership. She is so excited to finally have her own private space that she hopes to eventually fill with children. Tay watched her mother work incredibly hard to buy a home for their family and is happy to continue the legacy of homeownership in her family. Why Habitat? Habitat builds and renovates decent, affordable houses for people who make between 30%-80% of the area's median income. All partner homebuyers must demonstrate a reliable source of income as well as invest at least 200 hours of sweat equity in their home and in education classes. Houses are sold at no profit with a 0% interest, 30-year loan. The homeowner's mortgage payments are reinvested to build more Habitat homes.        Affordable housing solutions help local families in need provide a stable, sustainable environment to build a better future:   Children of homeowners are 25% more likely to graduate from high school, 116% more likely to graduate from college, and will earn 24% higher incomes.   Homeowners are 28% more likely to vote in local elections and engage in civic, school, and community groups . Homeowners are 34% more likely to have a retirement account. Affordable housing (less than 30% of income) frees up family resources for other important expenses like nutritious food, job training, and healthcare expenditures . No expereince necessary. Any woman who wants to learn how to build a home is invited to join. No experience is necessary. Volunteers work under the guidance of construction professionals, alongside other volunteers and future Habitat homeowners. Whether you are learning new skills or simply adding a few to your tool belt, this is a rewarding experience for all involved, and it improves the community that you share. Women Build is a terrific way to involve your friends and family of all ages in crucial work with a lasting impact. Women helping women sends a positive and powerful message. You can also come alone and make new friends. The atmosphere is collaborative and friendly. Get Involved Donate You can support the life-changing effects of homeownership for female-led households, providing them with stability and security for future generations. Donate Today! Become a Team Leader Leverage your network to raise funds and spend a day on-site with your group building the Women Build home. Every dollar raised goes to fund the material costs of the home. More Information Sponsor By partnering with us you will receive exclusive sponsorship benefits during the Women Build. Sponsorship Inquiry Questions? Contact Senior Philanthropy Officer, Ashton Wilson ashton.wilson@habitatcincinnati.org , 513-482-5612

“Being able to stay stable in the house and the community I’ve known for my whole life means a lot. It’s great” < Return to Annual Report Spotlight: Repair Program George and Darla's Story George, a veteran, and his wife Darla have lived in their home for 12 years, but for George, his ties to the house go back generations. “I grew up two doors down. My grandmother lived in this house, and my aunt. I remember being here as a child. There are pictures of me as a boy in this house.” George and Darla reached out to Habitat for Humanity to help replace the gutters and downspouts of their 100-year-old family home. “I don’t have to worry about the gutters every time it rains now, or we get a windstorm because, once the first one started falling off I knew it was a just a matter of time before they all came down,” says Darla. “I’m a big worry wart and I know gutters are a very expensive thing to do.” “We can’t afford to fix things as they break unfortunately, so the repairs have definitely helped us be able to stay here in our home. We can’t afford to go out and pay rent that goes up every year. When you own your own house, you don’t have to worry about all that stuff. You don’t have to worry about getting evicted. We have six cats and a dog. In a rental, we wouldn’t be able to keep our animals,” says Darla. “Being able to stay stable in the house and the community I’ve known for my whole life means a lot. It’s great,” says George. Their stability extends beyond the couple. Darla’s daughter and their two grandchildren also live in the home. “I grew up with this house and now the grandchildren are doing the same thing. This is the only home they’ve ever had and we’ll pass it along to them too eventually,” says George “Stability means a lot. Especially as you get older,” says Darla. “We like to get out and sit on the porch and watch the birds and the squirrels. […] We really can’t go anywhere in the neighborhood without running into someone we know. A lot of people have grown up here. It’s a little bit of a family town.” As we left George and Darla’s home, George says,” she is worried about less now.” “Yes, one less thing to worry about,” says Darla. With your help, the Critical Repair Program provides much-needed stability and independence for aging homeowners in our community. donate today! more homeowner stories

Ramp Up Indiana Ramps are one of the most common modifications made or requested by homeowners with a member who has a mobility impairment or is a user of a wheelchair. Habitat for Humanity of Greater Cincinnati, in partnership with the IHCDA’s Ramp Up Indiana program, offers ramp installation services. Ramp Up Indiana provides funds to non-profit entities like Habitat to install ramps for qualifying homeowners. The program's purpose is to improve the accessibility of existing homes in Indiana, allowing individuals and families to remain in their homes and maintain independence. What projects can be completed through this program? This program is intended solely for the installation of ramps for qualified homeowners to improve the accessibility of their homes and allow the household members to age in place in Dearborn County, IN and Ohio County, IN. RAMP-UP Indiana supports the creation of one accessible entrance at the front door, through a garage or at the back or side door of a home. The following activities can be funded through this program: The construction of one accessible entrance. If needed, widening of the exterior door that will be served by the ramp in order to provide at least 31 ¾ inches of clear passage for accessibility; If needed, installation of a rubber or aluminum doorway threshold ramp with beveled or flat edges. If needed, installation of a levered door handle on the exterior door served by the ramp. The program DOES NOT cover projects like: Interior painting, cosmetic repairs, or full renovations Emergency repairs. If you have a severe repair need, we will do our best to work with you by referring you to another agency that may better fit your immediate needs. Applicant Qualifications Applicant must reside in Dearborn County, IN or Ohio County, IN The home must be a single-family house or condominium unit (not a mobile home) that is owner occupied, not rented, and in livable condition or will be upon repair. Applicant must be current on all property taxes, mortgage(s) and have homeowner’s insurance. Household income must fall within the income guidelines (see below) and each member of the household over age 18 must provide income and asset documentation. Family Size Maximum Monthly Gross Income 1 $5,129 2 $5,863 3 $6,596 4 $7,325 5 $7,913 6 $8,500 7 $9,083 8 $9,671 Cost There is no out-of-pocket cost for repairs. However, we do ask that each homeowner participating in the repair programs consider making donations, now and in the future, to help pay it forward and serve additional homeowners in need of critical repairs in Greater Cincinnati. Contact If you believe you may qualify and are interested in participating, please 513-621-4147 , extension 8 or email repair@habitatcincinnati.org to request an application be mailed to you. Download Application

Repair Webpage Before and After (2) Critical Repair Program Replaced stairs and poured sidewalk to increase safety. Critical Repair Program Ramp Newly built ramp completed by the Veteran Repair Program Repair Webpage Before and After (2) 1/5 every home Critical Repair Program At Habitat for Humanity, we believe everyone deserves a safe, decent, and affordable place to live. In addition to building and selling new and rehabbed homes, we also complete critical home repairs for homeowners in Greater Cincinnati. If you own your home in our service area and are in need of repairs or accessibility modifications, you may qualify! Updates: We are currently not accepting applications for the Critical Repair Program. Visit our website on the 10th of each month or call 513-621-4147, extension 8, to check for updates. Homeownership Rock the Block Critical Repair Program Construction Training Advocacy Programs Overview Habitat for Humanity of Greater Cincinnati has several different repair programs designed to help preserve homeownership. Our programs are based on our funding sources and each has unique requirements. Veteran Repair The Veteran Repair Program helps veterans and surviving spouses thrive by creating healthier, safer home environments by completing needed critical repairs and home improvements. This program assists military connected individuals of any age across the tri-state region. Who might qualify for this program? Veterans of any age Active military families Surviving spouses of veteran s Donate Applications Closed Solicitud (Español) Aging in Place The Aging in Place Program is dedicated to assisting older homeowners make their home a safe and comfortable place to live. The program serves homeowners aged 65 and older and focuses on accessibility improvements, mobility modifications, and critical home repairs. This program helps older adults age at home and in communities of their choice. Who might qualify for this program? Homeowners aged 65 or older Lower-income seniors Donate Applications Closed Solicitud (Español) Ramp Up Indiana Habitat for Humanity of Greater Cincinnati, in partnership with the IHCDA’s Ramp Up Indiana program, offers ramp installation services to qualifying homeowners. The program's purpose is to improve the accessibility of existing homes in Indiana, allowing individuals and families to remain in their homes and maintain independence. Who might qualify for this program? Residents of Dearborn County, IN or Ohio County, IN Lower-income homeowners Learn More Apply Don't qualify for the above programs? You may qualify for other programs in your area. To get you started, we curated a list of external resources offered in the tri-state area. Learn More Program Details Qualifications Next Steps Contact Us Program Details Cost There is no out-of-pocket cost for repairs. However, we do ask that each homeowner participating in the Critical Repair programs consider making donations, now and in the future, to help pay it forward and serve additional homeowners in need of critical repairs in Greater Cincinnati. Types of Repairs Converting tubs into accessible showers Water heater replacements HVAC repairs Roof repairs or replacements Ramps Plumbing repairs Window replacements Accessibility modifications like grab bars or widened doorways. Alleviation of code violations Sidewalk issues We DO NOT offer emergency repairs needing immediate attention or... Interior painting or cosmetic repairs Full renovations Mold or lead remediation Qualifications Applicant must reside within the following counties: Hamilton, Warren, Butler and Clermont counties in Ohio, Dearborn or Ohio counties in Indiana, Boone, Kenton, and Campbell counties in Kentucky. Home must be a single-family house or condominium unit (not a mobile home) that is owner occupied, not rented, and in livable condition or will be upon repair. Applicant must be current on all property taxes, mortgage(s) and have homeowner’s insurance. Applicant must be one of the following: Aged 65 or older OR be a part of a military-connected household (someone residing in the home has served or is currently serving in the military or is the surviving spouse of a veteran who has served in the United States military and received an honorable or general discharge). Household income must fall within the income guidelines (see below) and each member of household, over age 18, must provide income and asset documentation. Income Guidelines for Repair Programs Step 3 (Vet) Family Size Maximum Monthly Gross Income 1 $5,129 2 $5,863 3 $6,596 4 $7,325 5 $7,913 6 $8,500 7 $9,083 8 $9,671 Next Steps 1. Check that you meet the program requirements Review the program qualifications. 2. Download or Request an Application Download the Printable Version Request Application via Mail 3. Gather Required Materials Materials Needed 4. Submit Completed Application For your application to be considered, please submit all paperwork by mail with your signed and completed application, along with supporting documentation listed below, to: Habitat for Humanity Greater Cincinnati 4910 Para Drive Cincinnati, OH 45237 Attention: Veteran Repair Program Contact Us Top of Page Contact Us For questions or concerns, please call us at 513-621-4147 and select option 8. You can also email us at repair@habitatcincinnati.org

July 1, 2022- June 30, 2023 Annual Report Introduction | Programs & Services | Volunteers | ReStore | Donors | Financials "Our shared commitment to affordable housing and building community will reach new heights. Thank you for joining us on this journey. Together, we are changing lives and building a stronger, more vibrant Cincinnati." A letter from the CEO Growing Together Dear Friends, As I reflect on my first year as CEO of this incredible organization, I am filled with gratitude and excitement. Over the past year, we have achieved remarkable milestones together, and I am eager to share our progress and vision with you. We can’t thank you enough for all that you helped accomplish in the last year. Despite the challenges we've faced following the pandemic, this year has been one of significant achievements. At the beginning of the year, we expanded the Critical Repair Program and introduced Aging in Place. We are now able to partner with older low-income homeowners to repair and modify their homes to ensure safety and independence as they age. This new initiative was met with overwhelming interest from the community setting in motion an exponential growth plan for our home repair programs. This year alone, we improved living conditions of 66 households, a 164% increase from the year before. With your help, we built 16 new homes, marking the highest number of homes constructed in a single year since the onset of the pandemic. These homes represent stable and affordable housing solutions for 16 first-time homebuyer families in Greater Cincinnati. In the spring, we formed a partnership with CityLink to lead a workforce development program. The Habitat Construction Training Program empowers individuals to enter careers in commercial and residential construction. Our deep knowledge as a top builder paired with CityLink’s expertise in removing barriers to student success is creating brighter futures. We know that a strong construction workforce is critical to our vision of strong communities and affordable housing. As we look forward, we are embarking on a season of unprecedented growth. Housing affordability is one of the most pressing issues facing our community, and with our ambitious strategic plan, we will rise to the challenge as an equitable and sustainable solution to the current housing crisis. This year, we will take advantage of one-time relief funding from the State of Ohio and Hamilton County to build and repair more homes. The generous gift from Mackenzie Scott will allow us to grow our team immediately and sustain expanded operations. The opening of the sixth Habitat for Humanity ReStore in Loveland will provide additional revenue needed to create more opportunities for affordable homeownership in our community. As we look ahead to the challenges and opportunities of the coming year, we do so with confidence, knowing that our shared commitment to affordable housing and building community will continue to make a profound impact. Thank you for joining us on this journey. Together, we are changing lives and building a stronger, more vibrant Cincinnati. With Gratitude, Joe Hansbauer President & CEO “Living with [my mom] actually helped me buy my own home. [...] It literally was the foundation for myself to be able to build off of for my family.” -Alisha, daughter of Habitat homeowner Affordable Homeownership Impacts Generations Sheree and Alishi a 's Story The Year at a Glance July 1, 2022-June 30, 2023 115 households partnered with Habitat for Humanity Greater Cincinnati to build or improve their homes two new programs launched: Aging in Place, and Construction Training Program 1,930 volunteers gave over 30,941 hours of their time 13 new policies and initiatives were implemented as part of the Diversity, Equity, and Inclusion Plan Award Habitat for Humanity of Greater Cincinnati was voted a Top Workplace in Greater Cincinnati 99 households improved their homes through the Critical Repair Programs and Rock the Block "When I think about building and buying a new home with Habitat, what immediately comes to mind, is building a community. A community built among the current and future homeowners who shared a similar journey. The community that was built amongst the construction team, and the community connections that were made with all the volunteers who shared their stories. Each and every interaction holds a special place in my heart. For my family and I, becoming a homeowner means carrying on traditions that I had growing up as a child. But also carrying and creating new traditions of my own. We have so many memories to be created within these walls. Most importantly, homeownership means we created a legacy--a legacy for my children. And from the financial homeownership classes, […] I can now pass this knowledge on to my children so they can also make wise choices as they grow older and travel on their own journey in life's adventure. Most importantly, I cannot create my family's legacy without thanking the legacy of Habitat for Humanity […] whose vision has empowered affordable homeownership but also the immense amount of appreciation, knowledge, and skills learned and gained plus the rewarding feeling of being hands-on and partnering with so many wonderful and encouraging people that I would never forget." -Felicia Habitat Homeowner, 2023, Evanston Your Impact: Programs & Services Creating A ffordable Homeownership 16 families became first-time homeowners through the Affordable Homeownership Program 81% of new homeowners this year were minorities. 75% of homes were purchased by single mothers with minor children 12 mortgages were paid off in full 6 new homeowners work in the healthcare industry 26 kids moved into Habitat homes this year Habitat’s homeownership program sells homes to families with affordable, 30-year, zero-interest mortgages, helping first-time homeowners enter the market and build equity. Learn More About Homeownership “Being able to stay stable in the house and the community I’ve known for my whole life means a lot. It’s great” See George and Darla's Story Your Impact: Programs & Services Preserving Affordable Homeownership 89% of Critical Repair participants were over age 60 36 homeowners partnered to make their homes more accessible 46 households partnered with Habitat to complete repairs that were critical to the safety and stability of their home 33 military families improved their home through the Veteran Repair Program 33 households partnered to complete minor home preservation projects through Rock the Block 66 homes were repaired through the Critical Home Repair Programs. Exponential Growth for Critical Home Repair As the housing stock in our area ages, the need for critical home repair is increasing. This is especially true for senior and veteran populations. At Habitat for Humanity of Greater Cincinnati, we believe that partnering with existing low-income homeowners to repair their homes, is a critical part of ensuring everyone has a safe, stable, and affordable place to call home. Thanks to your support, we were able to begin ramping up operations to meet this critical need in our community. Number of Households served: Critical Home Repair FY 20 FY 21 FY 22 FY 23 FY 24 (goal) Through the Critical Home Repair Programs you are helping to preserve homeownership in our community. Through repairs and accessibility modifications, low-income senior or veteran homeowners are able to remain stable and safe in their homes and communities. Learn More About Repair "The reason why I got into construction is because I wanted to have a career. I want to help people— there's a need for housing. I have a plan to help people just like Habitat for Humanity does. I really look forward to starting this journey and this program has helped me tremendously." -Ivory, Construction Training Graduate Your Impact: Programs & Services NEW Construction Training This year, your support helped us to take an innovative look at the labor shortage in the construction industry. In April, we teamed up with CityLink to offer our first pilot session for the Habitat Construction Training Program. The Habitat for Humanity Construction Training Program, or CTP, is a workforce development initiative designed to train and prepare individuals for careers in the construction industry over a 4-week period. The Construction Training Program helps further our mission to build stronger communities and provide affordable housing solutions to families in need. Learn More About Construction Training 12 students graduated from the first pilot sessions ready to enter the workforce 100% of students had the opportunity to interview for positions in the residential and commercial construction industry 2 certifications earned by each student: OSHA-10 & NCCER Core Certifications Thanks to our community of supporters Growing in Partnership Your Impact Volunteers 1,930 individuals volunteered their time on build sites, Habitat ReStores, and in support roles 30,941 hours served by volunteers $902,549 the value volunteers gave to the organization based on the Ohio Value of Volunteer Time Report Top Construction Volunteers 1. John Wright, 800+ hours 2. Dan Aerni, 600+ 3. John Nolan, 500+ Top ReStore Volunteers 1. Joann Roseberry, 388 hours 2. Kaitlin Bills, 187 hours 3. Arjun Sharma, 164 hours "The experience of volunteering is so rewarding. It's teamwork making dreamwork, and in the process, making someone's dream of homeownership become a reality. A real win-win!" -Anne Pielage, corporate team-build volunteer Learn More About Team Build Days "It is always fun to visit the ReStore. It takes me at least three times around the store to see everything. You never know what you will find, but I always find something. It's a lot of fun if you have some time to look around. Great prices too." -Tonya, Google Review Your Impact ReStore 33,352 people donated items to the ReStore 89,688 people shopped at the ReStore $3.614 million in ReStore sales for Habitat's mission 4.7 million pounds of material kept out of landfills This year, the Habitat Greater Cincinnati ReStore net earnings equaled the direct cost of building four homes! Learn More About Habitat ReStore "It's a huge opportunity to have fun together, and at the end of the day when you leave, you can look back and see that something you did is concrete, it's there, and it's going to be there for a long time." -John Wright, Eastside Coalition Your Impact Faith Groups Faith groups have been a central part of our organization at Habitat for Humanity of Greater Cincinnati since our founding. Today, hundreds of faith partners live out their values by supporting the mission of Habitat. All across Greater Cincinnati, faith congregations work individually and together as coalitions to both fund and build Habitat homes in partnership with first-time homebuyers. 13,098 volunteer hours served by faith groups $124,427 raised by faith groups 7 homes built with the financial support of faith groups John Nolan, Roy Johnson, and John Wright represent three different churches that belong to the Eastside Coalition and have each been involved with Habitat for Humanity for over a decade. Since 1997, Eastside Coalition has built at least 89 homes in partnership with Habitat Greater Cincinnati. Hear from these three men about their experience as part of a church coalition. Eastside Coalition Spotlight Your Impact Donors 2,214 individual donors gave financial gifts to support the mission of Habitat 114 businesses provided financial support to Habitat projects 910 new donors made a gift to Habitat Greater Cincinnati for the first time Sources of Donation Revenue 4 % Faith Communities 31% Corporate Partners 32% Individuals 26% Government 7 % Foundations Thank you to our FY23 Mission Partners Thank you to all the organizations that partner with us to help realize our vision of a world where everyone has a decent place to live. We couldn’t do our work without you and your decision to invest in our community. Corporations* AARP of Ohio American Modern Foundation Bank of America Merrill Lynch BHDP Architecture BSI Engineering Chemed Foundation Connexus Credit Union Donatos Family Foundation Ethicon Endo-Surgery Feldkamp Marketing Hills Property Management JPMorgan Chase & Co. Microsoft pep, LLC PNC Foundation Regency Centers Republic Bank Skanska USA State Farm Insurance The Home Depot Foundation The Ohio National Foundation The Procter & Gamble Company Total Quality Logistics Tri-State Wholesale Building Supplies US Bank Vinebrook Homes, LLC *corporate sponsors of $5,000 or more. Gifts Made In-Kind** Crossroads Missions / Help Build Hope DuPont Ernst Concrete Fairfield Township IKEA Schneider Electric Village of Lockland Village of Lockland Comunity Improvement Corporation Whirlpool Corporation Yale Residential Security Products, Inc. **donation value of $5,000 or more. Excludes ReStore GIK. Foundations Disabled Veternan's National Foundation George B. Riley Trust Estate Kaplan Foundation Maxwell C. Weaver Foundation The G. Richard & Jane S. Thomas Foundation The Robert & Adele Schiff Family Foundation The Sutphin Family Foundation William P. Anderson Foundation Wohlgemuth Herschede Foundation Public Funding Butler County Community Development Federal Home Loan Bank of Cincinnati Hamilton County Community Development Ohio Housing Trust Fund Faith Communities All Saints Church Anderson Hills Church Ascension & Holy Trinity Church Bellarmine Chapel Burress Temple Apostolic Church Christ Church Glendale Cincinnati Meeting of Religious Society of Friends Dance With Your Heart Inc. Disciples Christian Church Erlanger Christian Church, Inc. Evergreen Presbyterian Church Faith Lutheran Church & Campus Ministry Faith Lutheran Church, Finneytown Good Shepherd Lutheran Church Greater Liberty Baptist Church Inc. Hyde Park Community United Methodist Church Knights of Columbus, Council 12359 Oak Hills Presbyterian Church Our Lord Christ the King Church Oxford Presbyterian Women Oxford United Methodist Church Pleasant Run Presbyterian Church Presbyterian Church of Wyoming Runyan Memorial Christian Church Society of the Transfiguration St. Barnabas Episcopal Church St. Paul Community United Methodist Church St. Paul's United Church of Christ St. Peter & St. Paul United Church of Christ St. Stephen Church St. Thomas Episcopal Church St. Vincent Ferrer Church Sycamore Presbyterian Church The Community of the Good Shepherd The Presbyterian Church of Hamilton Westwood UMC - United Methodist Women Faith Coalitions Eastside Coalition Church of the Saviour United Methodist Church Evergreen Presbyterian Church Good Shepherd Lutheran Church Hartzell United Presbyterian Church St Paul United Methodist St Thomas Episcopal Church St Vincent Ferrer Roman Catholic Church Sycamore Presbyterian Church Wyoming Presbyterian Church Hope Coalition Ascension and Holy Trinity, Wyoming Calvary, Clifton Christ Church Cathedral, Cincinnati Christ Church, Glendale St. Andrew's, Evanston Shalom Coalition Anderson Hills Church Armstrong Chapel Bellarmine Chapel Christ Emmanuel Christian Fellowship Hyde Park Community United Methodist Church New Vision United Methodist Church Our Lord Christ the King Church St. Cecilia Church St. Stephen Church Sycamore Coalition Faith Community UMC Good Shepherd Montgomery Community Church West Chester UMC Special Thanks to Dedicated Service Groups A-Team Hammer & Heart Squad Westfed "Thanks to you, your support has made it possible for us to give our babies and mother a safe and healthy place to live and grow. That's all we ever wanted! You have made an enormous impact, not only changing our lives but also changing the lives of other families in our community. I am grateful to God for using you to bless us. Thank you for making our dreams come true." -The Pierani Family, future Habitat Homeowners Donate FY 23 Board of Directors Amanda Hill, Chair Female Forward Don Oliver, Vice Chair altafiber Debbie Brooks Prominent Title Company Steven L. Chaney Ohio National Financial Services Michael Q. Dozier Ethicon Endo-Surgery Tonia H. Elrod P&G JR Foster Robert Louis Group Joanna Kemper Diversity Crew Angie Krausen Messer Construction Co. Robert F. Noschang Western & Southern Financial Mel Rodriguez Bank of America Jacob Samad Robins, Kelly, Patterson & Tucker Ennis Tait New Beginnings Church of the Living God Harry Watson St. Elizabeth Healthcare Audited Financials Previous Years Financials

building home Real Estate Community Build Real estate industry professionals know that homeownership matters to individuals, families, and communities. It matters because it provides a foundation for growth for families and children, and it strengthens communities and our economy. The Real Estate Community Build brings together businesses and professionals in the real estate industry to construct a Habitat home. June 2026 Join us for the annual Real Estate Community Build! Real estate professionals know the meaning of home better than anyone. When realtors, lenders, mortgage brokers, title companies, and other industry partners come together for the Real Estate Community Build, they help raise funds, raise walls, and raise awareness. Together, they have the power to change the life of a family through affordable homeownership. For more information email Kerry Hendel at kerry.hendel@habitatcincinnati.org Thank you to our 2026 sponsors! Why Habitat? Habitat builds and renovates decent, affordable houses for people who make between 30%-80% of the area's median income. All partner homebuyers must demonstrate a reliable source of income as well as invest 250 hours of sweat equity in their home and in education classes. Houses are sold at no profit with a 0% interest, 30-year loan. The homeowner's mortgage payments are reinvested to build more Habitat homes.        Affordable housing solutions help local families in need provide a stable, sustainable environment to build a better future:   Children of homeowners are 25% more likely to graduate from high school, 116% more likely to graduate from college, and will earn 24% higher incomes.   Homeowners are 28% more likely to vote in local elections and engage in civic, school, and community groups . Homeowners are 34% more likely to have a retirement account. Affordable housing (less than 30% of income) frees up family resources for other important expenses like nutritious food, job training, and healthcare expenditures . "If I didn't have this home, I wouldn't have had the degree that I have now. I wouldn’t have been able to push my kids to go to school or get the degrees they have. [...] I work not even a mile away. I'm able to still work with the kids in my community and to give back. That's what I'm able to do, so that's what owning my home allows me to do." -Marnita, Habitat Homeowner since 2006 Get Involved Donate The Real Estate Community Build is only possible with the help of generous people like you! Help raise funds to purchase materials to build this special home. Donate Sponsor By partnering with us you will receive exclusive sponsorship benefits during the Real Estate Community Build. Sponsorship Inquiry Building a strong foundation for families. Homeownership, especially affordable homeownership, impacts a family and community for generations. When families are able to purchase a safe and stable home that they can afford, they are able to stay stable in their home, invest in their community, and provide a stable foundation for their children as they become adults. The Real Estate Community Build changes lives by creating an affordable homeownership opportunity for a family. Learn More Contact Us For more information email Kerry Hendel kerry.hendel@habitatcincinnati.org . Top of Page Contact Us

Visit our 6 Habitat for Humanity ReStore locations in Bond Hill, Cheviot, Fairfield, Loveland, Bellevue, and Florence. The Florence ReStore recently moved. Now open at the new location. every shopper ReStore Locations We have six locations across the Greater Cincinnati area. Ohio Bond Hill Cheviot Fairfield Loveland Kentucky Bellevue Florence ReStore Locations Donate Items How to Shop Shop ReStore Recycle at the ReStore Volunteer Our shopping hours are Monday through Friday from 9am to 6pm and Saturday from 9am to 5pm. We stop accepting donations one hour before close (5pm during the week, 4pm on Saturdays), please do not leave donations outside of these hours. Beginning Monday, June 1st , all Greater Cincinnati ReStores will begin operating on the following schedule: Sunday and Monday: Closed Tuesday-Friday: 10:00am-6:00pm Saturday: 9:00am-5:00pm Acceptable Items for Donation Bond Hill, Ohio 4910 Para Drive | Cincinnati, OH 45237 | Phone: 513-621-0061 ReStore entrance and parking are located on Meta Drive, behind Habitat's main office building Take Norwood Lateral (Route 562) to Paddock Road (one exit east of I-75) Go north on Paddock to Laidlaw Turn left on Laidlaw Turn left on Para Drive 4910 is on the corner of Para Drive and Meta Turn left on Meta Last day to donate: Saturday, May 30th Last day to shop: Tuesday, June 30th Cheviot, Ohio 3970 North Bend Road | Cincinnati, OH 45211 | Phone: 513-389-1792 Take I-75 to I-74 West Take exit 14 for North Bend Road Turn left onto North Bend Road Go approximately 2 miles 3970 is on the corner of North Bend Road and Camvic Terrace Turn left onto Camvic Terrace Parking is available in the lot behind the building Fairfield, Ohio 4655 Dixie Hwy. | Fairfield, OH 45014 | Phone: 513-893-1102 ***not accepting donation drop-offs on Mondays*** I-275 to north on Rt. 4/Dixie Hwy State Route 129 to south on Rt. 4 Fairfield Crossing shopping center Last day to donate: Saturday, May 30th Last day to shop: Tuesday, June 30th Bellevue, Kentucky 15 Donnermeyer Dr. | Bellevue, KY 41073 | Phone: 859-261-0456 I-471 to Exit 5 KY-8/ Newport/Bellevue Right on KY-8/Dave Cowens Dr. Right on Riviera Dr. to Left on Donnermeyer Dr. NOW OPEN! Florence, Kentucky 7102 Turfway Rd | Florence, KY 41042 | Phone: 859-371-0038 Take I-75 to KY-842 E in Florence (exit 182) toward KY-1017/Turfway Rd. Turn right at the 1st cross street onto KY-1017/Turfway Rd Use the left lane to turn left onto US-127 N/US-25 N/US-42. The Florence ReStore will be on in the shopping center on your left. Loveland, Ohio 10681 Loveland Madeira Rd | Loveland, OH 45140 | 513-774-2210 From I-275, Take exit 52 toward Loveland/Indian Hill Turn left onto Loveland Madeira Rd Turn left onto Cottonwood Dr Turn left into the parking lot

Donate Your Car Cars For Homes Cars for Homes™ is Habitat for Humanity’s national vehicle donation program that converts your donated vehicle into cash to help fund a ordable home development in local communities. When you donate a vehicle to Cars for Homes, proceeds benefit your local Habitat for Humanity affiliate. Your contribution may qualify for a tax deduction. How to Donate Your Vehicle: Provide your information Submit your donation Arrange pick up Receive tax receipt Start Your Donation Here Frequently Asked Questions What kinds of vehicles can be donated? We accept almost all vehicles, running or not, as long as they have all the parts and inflated tires. Cars, trucks, motorcycles and recreational vehicles can be donated online at carsforhomes.org. When my vehicle is sold, how much of the money goes to Habitat? Our partners at Advanced Remarketing Services return a higher percentage than any other vehicle processing entity. On a monthly basis, between 84% and 87% of the gross revenue generated from vehicle sales comes to Habitat for Humanity. From 2019 to 2023, your vehicle donations helped generate more than $72 million for afordable homes. What happens after my vehicle is picked up? Your vehicle will be sold on behalf of Habitat through a national network of auctions and direct buyers. After the vehicle has been sold, you will receive appropriate documentation for your taxes, based on the value of the sale.

shop. donate. volunteer. The ReStores are the home improvement stores and donation centers of Habitat for Humanity of Greater Cincinnati, a nonprofit organization. The ReStore locations sell new and gently used furniture, home accessories, building materials, appliances, flooring, cabinetry, and more at a fraction of the retail price. Profits generated from the ReStores support Habitat’s mission to build and improve the places our neighbors call home. Locations Donate to the ReStore ReStore Locations Donate Items Shop ReStore Recycle at the ReStore Volunteer Custom Cabinets Delivery What can I find at the Habitat ReStore? Furniture Cabinetry Lighting Sofas Washers & Dryers Overstock home goods Doors & Windows New Rugs ... and so much more! Custom Cabinets ReStore Q&As How to Shop Custom Cabinets Now selling high-quality, custom cabinets. Solid Wood fronts, soft close, 14 finishes. Up to 50% less than retail prices. Only at the ReStore! Learn More Customer Loyalty Earn points for every dollar you spend and gain access to exclusive promotions. Learn More Our Locations We have six locations across the Greater Cincinnati Area - four in Ohio and two in Kentucky! Learn More Donate to the ReStore Acceptable items to donate and how to donate them! Learn More Recycle at the ReStore Donate your unwanted electronics and metal Learn More Volunteer at the ReStore We are always in need of volunteers to work with our ReStore staff to create a friendly and helpful shopping experience for our customers. Volunteers assist in unloading our trucks, merchandising and pricing, assisting customers on the sales floor, and much more! Sign Up New Arrivals at the ReStore ReStore News See All News ReStore Changes & Updates ReStore Volunteer Spotlight: Ellen

Individual Volunteers Community Volunteers Corporate Volunteers Habitat Young Professionals Global Village Trips volunteering at Habitat Welcome! To all first-time volunteers, we're glad you're here. On this page, you'll find all you need to know about volunteering at Habitat for Humanity of Greater Cincinnati for the first time. Step 1: Create an Account No matter if you are volunteering alone or with a group, all volunteers must create an account on our volunteer management platform called Volunteer Hub. Volunteer Hub How to set up an account Step 2: Select an Available Opportunity After you create an account, select "opportunities" on the left s ide of the page. Use the sort and filter options to help find opportunities that interest you. A re you volunteering as part of a group? Please fill out the g roup interest form so we can create a volunteer opportunity tailored to your group. This ensures your group can stay together and that you will have the best group volunteer experience possible. Step 3: Check your Email Once you sign up for a volunteer opportunity, you will receive confir mation via email (sender: no-reply@habitatcincinnati.org ). Look for emails leading up to the volunteer opportunity for specific information relating to your volunteer opportunity. Step 4: Volunteer! Please arrive for your volunteer opportunity at the stated location and time. Follow the signs to volunteer check-in. If you are unsure where to go, ask a staff member wearing a Habitat Greater Cincinnati shirt. volunteering at Habitat what to expect Your volunteer experience will look different depending on the program selected. Check out the FAQs to get a better idea of what to expect. FAQs Frequently Asked Questions What if there is inclement weather? Should we see inclement weather on the day of the build, please check your email for cancellation notices. You will be notified 2 hours prior to the start time. Why can't I just show up? In order to help us create a safe and enjoyable volunteer experience, every volunteer must register online in advance. This will help our site leaders to be better prepared with tools, materials, and projects for everyone. Online registration is required and closes 2 days prior to the event to enable us to prepare for the event. How old do I have to be to volunteer? Ages 18+: May volunteer independently. Ages 16 & 17: May volunteer independently at ReStore. May volunteer along with a parent/guardian/adult (over age 21), in a limited capacity, at a construction site. Volunteers ages 16 & 17 are not permitted to participate in roofing, demolition, the use of power tools, or use ladders over 6 ft. Ages 14 & 15: May volunteer at ReStore along with a parent/guardian/adult (over age 21). 13 & under: While unable to volunteer at ReStore or on a construction site for safety reasons, there are projects they may volunteer on from home to help promote awareness, raise money, and support our Habitat homebuyers and volunteers. Contact our Volunteer Coordinator for details at volunteer@habitatcincinnati.org or 513-482-5614. **For groups with minors (ages 14-17): At least 1 adult (over age 21) is required to accompany every 5 minors.** What is my commitment? The commitment is up to you! You may volunteer one time or as often as you wish. You may come as a part of a group, and then decide that you would like to continue volunteering as an individual. We are delighted to work with you to fit your needs and schedule. What skills are required? No specific skills are needed, just a willingness to learn and a positive attitude. Habitat provides an experienced site leader on each work site who will provide on-the-job training. Safety is important to us and, therefore, we provide free on-line safety training courses when you register on Volunteer Hub. What do I bring? Closed toe shoes are required. No tools are necessary, but if you have them you are encouraged to bring basics, such as a hammer, nail apron, tape measure, utility knife, and a pencil. Please clearly label all of your tools with your name or initials. Hard hats and safety goggles will be provided. Water will be available, but you may wish to bring your own supply. It’s always a good idea to wear a hat and sunscreen when working outdoors. Where do I sign the liability waiver? You will be able to sign your liability waiver quickly and conveniently on Volunteer Hub as you set up your account. If you have any questions about our system, please contact our Volunteer Coordinator for details at volunteer@habitatcincinnati.org or 513-482-5614. What do I wear? Footwear needs to be sturdy and closed-toe and closed-heel. Boots or sneakers are both considered appropriate footwear. Wear clothes and shoes that you don’t mind getting dirty. Please prepare for the weather by checking the forecast before you arrive at the work site. If it is sunny, please bring a hat, sunscreen, and sunglasses. If it is raining, please bring a jacket, raincoat, and/or rain boots. If it is cold, please dress in layers along with a hat, gloves and warm socks. What will happen when I arrive at the site? At the beginning of each workday, a Habitat site supervisor will begin the morning with a prayer, introductions, a safety talk and instructions. The group will then break into crews to work on the various building tasks. How do I cancel my volunteer date? You can cancel your volunteer shift by logging into Volunteer Hub. You can also use the link provided in your confirmation email. Do you provide lunch/snacks? Unless you are working with a group that informed you they will provide lunch, please bring your own packed lunch/snacks. Water is available on the site. You are encouraged to bring your own refillable water bottle, labelled with your name on it. What type of bathroom facilities are on site? We have portable toilets on each build site. What if someone is not comfortable building? We are happy to have you in one of our ReStores! If you are scheduled with a group on our Construction site, there is something for everyone. Please inform your crew leader if you are not comfortable with the task that you have been assigned and we will happily find something that you are comfortable with. What kind of tasks with volunteers be doing? Tasks vary depending on whether you are in the ReStore, on a construction site, the different stages of a build, etc. In our ReStores you can expect to be unloading donations, cleaning them, placing them in the store, and helping customers. For a Build Day, you can contact the Volunteer Coordinator a week in advance to get a better idea of what to expect, as building schedules can change a lot from day to day. Do you accept Court-Ordered Community Service Workers? Yes! However, we are unable to accept Court-Ordered Community Service volunteers with violent, sexual, or theft charges. Other Court-Ordered Community Service volunteers may register for shifts in advance through Volunteer Hub and should bring their court paperwork and a picture ID to their first shift. How can I contact you for more information? For more information, please contact our Volunteer Coordinator at Volunteer@HabitatCincinnati.org or 513-482-5614. To sign your group up, please fill out the Group Interest Form . Thank you for your interest in volunteering at Habitat! volunteering at Habitat Creating a Volunteer Account New volunteers – setting up a new account: Go to https://habitatcincinnati.volunteerhub.com to create your account on Volunteer Hub, Habitat’s volunteer registration page. Complete your information and click the “Create your Account” button. Fill in the information, watch the safety video, and be sure to select the dropdown indicator confirming that you’ve watched the video. If you are under the age of 18, there will be additional steps for a legal guardian to sign the waiver. To view volunteer opportunities, click one of the linked pages or scroll and filter through the events listed.

every donor Other Ways to Give There are many ways to support Habitat for Humanity of Greater Cincinnati beyond a traditional one-time donation. Financial Donations Donate Goods or Services Other Ways to Give Corporate Partnership Pope Leo Village Real Estate Build Women Build Let's get creative There's always a way to support HFHGC! If you have an idea that we haven't thought of yet, please reach out to us at development@habitatcincinnati.org . In the meantime, here are some more ways to give, choose one to learn more! Legacy Giving Leave a lasting legacy Donor-Advised Fund Donate to Habitat using your donor-advised fund Employer Matching Gifts Information Stock and IRA Gifts Information Donate by Mail Where to send your donations by mail Legacy Giving Unlike a cash gift, a planned gift is typically made in your estate rather than from your disposable income and comes to fruition after your lifetime. For many who make planned gifts, it's a way to leave a legacy by doing something extraordinary. To find out how you can leave a lasting legacy, email us at Development@HabitatCincinnati.org . Donor Advised Funds If you have a donor-advised fund at a community foundation or a company like Schwab or Fidelity, you can make a gift to Habitat. Simply follow your fund's normal grant suggestion process and specify Habitat for Humanity of Greater Cincinnati (tax ID #31-1185975) as the grant recipient. Stock & IRA Gifts Donating shares of stocks or IRA contributions can offer tremendous tax advantages to you. We're happy to work with you and your financial adviser on a plan. Electronic delivery of shares is the most secure and expedient process available and provides efficient internal control as well as cost savings. It's a simple two-step process, get started below: Donate Stock Employer Matching Gifts Thousands of companies have matching gift programs which double or even triple individual, tax-deductible contributions made by employees. Local companies with matching gift programs include GE, Ethicon/Johnson & Johnson, and others. Please check with your Human Resources Department to learn whether you qualify! Shop and Give Shop at Kroger to give back. Register your Kroger Plus card with NPO #SA308 (new number!). These are simple and easy ways to support us, at no cost to you! Donate by Mail To donate by mail, please send your donation to: Development Department Habitat for Humanity of Greater Cincinnati 4910 Para Drive Cincinnati, OH 45237 Donate Your Car Cars for Homes™ is Habitat for Humanity’s national vehicle donation program that converts your donated vehicle into cash to help fund afordable home development in local communities. When you donate a vehicle to Cars for Homes, proceeds benefit your local Habitat for Humanity affiliate. Your contribution may qualify for a tax deduction Learn More Looking to Donate Goods or Services? At HFHGC we accept donations of goods or services, such as used cars or gifts in kind, to support our mission in different capacities Learn More

a world where everyone has a decent place to live About Us Why Habitat Goals & Financials Leadership Where We Build Careers AmeriCorps Program Events News What is tithe? The tithe is one of the hallmarks of Habitat, based on our biblical roots as an ecumenical Christian ministry. Through the tithe, Habitat for Humanity of Greater Cincinnati joins other U.S. Habitat organizations in sharing 10% of our unrestricted contributions with our Habitat colleagues around the world. This practice has created a cycle of generosity and partnership for more than 40 years. Since 1987, Habitat for Humanity of Greater Cincinnati has contributed $5 Million in tithe to partners across the globe serving 1,408 international families. We've contributed $5 Million to tithe partners! our global tithe partners “It is not enough to limit your love to your own nation, to your own group. You must respond with love even to those outside of it … This concept enables people to live together not as nations, but as the human race.” Clarence Jordan, spiritual father of Habitat for Humanity Lasting Relationships At Habitat for Humanity of Greater Cincinnati, we designate our tithe to four different national partners: Habitat Cambodia, Habitat El Salvador, Habitat Kenya, and Habitat Nepal. Local leaders in these countries to direct the funds to address their specific needs. We first began a tithe partnership with Kenya in 1995, El Salvador in 2001, Cambodia in 2012, and Nepal in 2019. We build and maintain our relationships with our Tithe Partners through regular volunteer trips through the Global Village Program. Learn More A Culture of Sharing The practice of tithing among affiliates has its roots in the early days of Habitat. In 1979, Millard Fuller, the co-founder of Habitat with his wife, Linda, visited the Democratic Republic of Congo to dedicate many houses in the village of Ntondo. During the dedication ceremony, the leader of the local Habitat organization took up a collection and asked that half of the money be used to start another Habitat program. That tithe started a Habitat organization in Guatemala. And from this one small gift, Habitat’s entire tithe program grew. Today, Habitat affiliates across the U.S. participate in the tithe, and their collective tithe is over $350 million.