ways to shop at the ReStore The easiest way to see our constant rotation of unique items is to shop in-store at one of our 5 area locations. ReStore Locations Shop items on the ReStore Facebook page. To purchase an item: take note of which store posted the item call the store pay over the phone pick up your item at the store Shop on Facebook ReStore Locations Donate Items How to Shop Shop ReStore Recycle at the ReStore Volunteer ReStore Q & As What is a Habitat for Humanity ReStore Habitat ReStores are nonprofit home improvement stores and donation centers. The stores are open to the public and the items they sell are similar to what you may find in other home goods stores, such as a brand-new box of tile you’ve been needing for your bathroom project or a vintage treasure you won’t find anywhere else. However, Habitat ReStores are more than just resell stores. The purpose of Habitat ReStores is to contribute to the work of Habitat for Humanity. When you support your local Habitat ReStore by shopping, donating or volunteering, you are helping families build or repair affordable homes in your community. How does the ReStore support Habitat for Humanity of Greater Cincinnati? The ReStores are owned and operated by Habitat for Humanity. All proceeds from the stores are invested directly back in to the mission of Habitat for Humanity of Greater Cincinnati. When you make a purchase or donate an item, you are helping to build or repair homes right here in your community. What does a Habitat ReStore sell? Our Habitat ReStores tend to resemble home improvement stores mixed with a furniture stores — very unique stores where shoppers have the opportunity to purchase items at less than retail prices. At the majority of Habitat ReStores you’ll find items that fit into the following categories: furniture, appliances, cabinets, home goods and building materials. Items can range from brand new to gently used, and there will likely be a wide range of brands and styles. Of course, that’s not all you’ll find. Because the inventory of each Habitat ReStore draws heavily from donations, you never know exactly what you’ll find. We recommend heading to your local Habitat ReStore today to see what’s in stock! Of course, you may want to go back next week, too, to see what new items have arrived. Check out our Facebook page to see the latest inventory currently in stores. Do you offer furniture or appliance donation pickup? Yes! We offer pickup services for larger donations. Visit our 'Donate to the ReStore' page to schedule. Are Habitat ReStores open to the public? Yes! All Habitat ReStores are open to the public. Stop by during business hours to see what kind of deals you can find, as well as to drop off your own donations. How do Habitat ReStores help the environment? When gently used building materials or household products are donated to Habitat ReStore and then sold at a discount to a community member who needs it, those items are recycled and kept out of the landfill. How can I support Habitat ReStore? When you shop or donate at a Habitat ReStore, you are automatically supporting not only your local store, but also the Habitat mission worldwide. Additionally, Habitat ReStores are always looking for volunteers. Volunteer duties can range from receiving donations, stocking store shelves, sorting materials, merchandising and pricing inventory. Check out our volunteer page for more information. How do you ensure your items are free of bed bugs? At the Habitat ReStores, our customer safety is a top priority. The ReStores in Greater Cincinnati are certified by the Ohio Department of Commerce to sell bedding, upholstered furniture and stuffed toys. This means we operate under strict regulations for examining, cleaning, and disinfecting the items that we sell and are subject to regular inspections by the Ohio Chamber of Commerce. We extend these strict cleaning policies across all stores, even those in Kentucky. Since the first ReStore opened in Greater Cincinnati, we have never had a single bed bug. When you purchase an item from the Habitat ReStore, you can feel confident bringing that item into your home. New Arrivals at the ReStore What items can I find at the ReStore? The ReStores carry both used and new overstock items. Learn More

July 1, 2022- June 30, 2023 Annual Report Introduction | Programs & Services | Volunteers | ReStore | Donors | Financials "Our shared commitment to affordable housing and building community will reach new heights. Thank you for joining us on this journey. Together, we are changing lives and building a stronger, more vibrant Cincinnati." A letter from the CEO Growing Together Dear Friends, As I reflect on my first year as CEO of this incredible organization, I am filled with gratitude and excitement. Over the past year, we have achieved remarkable milestones together, and I am eager to share our progress and vision with you. We can’t thank you enough for all that you helped accomplish in the last year. Despite the challenges we've faced following the pandemic, this year has been one of significant achievements. At the beginning of the year, we expanded the Critical Repair Program and introduced Aging in Place. We are now able to partner with older low-income homeowners to repair and modify their homes to ensure safety and independence as they age. This new initiative was met with overwhelming interest from the community setting in motion an exponential growth plan for our home repair programs. This year alone, we improved living conditions of 66 households, a 164% increase from the year before. With your help, we built 16 new homes, marking the highest number of homes constructed in a single year since the onset of the pandemic. These homes represent stable and affordable housing solutions for 16 first-time homebuyer families in Greater Cincinnati. In the spring, we formed a partnership with CityLink to lead a workforce development program. The Habitat Construction Training Program empowers individuals to enter careers in commercial and residential construction. Our deep knowledge as a top builder paired with CityLink’s expertise in removing barriers to student success is creating brighter futures. We know that a strong construction workforce is critical to our vision of strong communities and affordable housing. As we look forward, we are embarking on a season of unprecedented growth. Housing affordability is one of the most pressing issues facing our community, and with our ambitious strategic plan, we will rise to the challenge as an equitable and sustainable solution to the current housing crisis. This year, we will take advantage of one-time relief funding from the State of Ohio and Hamilton County to build and repair more homes. The generous gift from Mackenzie Scott will allow us to grow our team immediately and sustain expanded operations. The opening of the sixth Habitat for Humanity ReStore in Loveland will provide additional revenue needed to create more opportunities for affordable homeownership in our community. As we look ahead to the challenges and opportunities of the coming year, we do so with confidence, knowing that our shared commitment to affordable housing and building community will continue to make a profound impact. Thank you for joining us on this journey. Together, we are changing lives and building a stronger, more vibrant Cincinnati. With Gratitude, Joe Hansbauer President & CEO “Living with [my mom] actually helped me buy my own home. [...] It literally was the foundation for myself to be able to build off of for my family.” -Alisha, daughter of Habitat homeowner Affordable Homeownership Impacts Generations Sheree and Alishi a 's Story The Year at a Glance July 1, 2022-June 30, 2023 115 households partnered with Habitat for Humanity Greater Cincinnati to build or improve their homes two new programs launched: Aging in Place, and Construction Training Program 1,930 volunteers gave over 30,941 hours of their time 13 new policies and initiatives were implemented as part of the Diversity, Equity, and Inclusion Plan Award Habitat for Humanity of Greater Cincinnati was voted a Top Workplace in Greater Cincinnati 99 households improved their homes through the Critical Repair Programs and Rock the Block "When I think about building and buying a new home with Habitat, what immediately comes to mind, is building a community. A community built among the current and future homeowners who shared a similar journey. The community that was built amongst the construction team, and the community connections that were made with all the volunteers who shared their stories. Each and every interaction holds a special place in my heart. For my family and I, becoming a homeowner means carrying on traditions that I had growing up as a child. But also carrying and creating new traditions of my own. We have so many memories to be created within these walls. Most importantly, homeownership means we created a legacy--a legacy for my children. And from the financial homeownership classes, […] I can now pass this knowledge on to my children so they can also make wise choices as they grow older and travel on their own journey in life's adventure. Most importantly, I cannot create my family's legacy without thanking the legacy of Habitat for Humanity […] whose vision has empowered affordable homeownership but also the immense amount of appreciation, knowledge, and skills learned and gained plus the rewarding feeling of being hands-on and partnering with so many wonderful and encouraging people that I would never forget." -Felicia Habitat Homeowner, 2023, Evanston Your Impact: Programs & Services Creating A ffordable Homeownership 16 families became first-time homeowners through the Affordable Homeownership Program 81% of new homeowners this year were minorities. 75% of homes were purchased by single mothers with minor children 12 mortgages were paid off in full 6 new homeowners work in the healthcare industry 26 kids moved into Habitat homes this year Habitat’s homeownership program sells homes to families with affordable, 30-year, zero-interest mortgages, helping first-time homeowners enter the market and build equity. Learn More About Homeownership “Being able to stay stable in the house and the community I’ve known for my whole life means a lot. It’s great” See George and Darla's Story Your Impact: Programs & Services Preserving Affordable Homeownership 89% of Critical Repair participants were over age 60 36 homeowners partnered to make their homes more accessible 46 households partnered with Habitat to complete repairs that were critical to the safety and stability of their home 33 military families improved their home through the Veteran Repair Program 33 households partnered to complete minor home preservation projects through Rock the Block 66 homes were repaired through the Critical Home Repair Programs. Exponential Growth for Critical Home Repair As the housing stock in our area ages, the need for critical home repair is increasing. This is especially true for senior and veteran populations. At Habitat for Humanity of Greater Cincinnati, we believe that partnering with existing low-income homeowners to repair their homes, is a critical part of ensuring everyone has a safe, stable, and affordable place to call home. Thanks to your support, we were able to begin ramping up operations to meet this critical need in our community. Number of Households served: Critical Home Repair FY 20 FY 21 FY 22 FY 23 FY 24 (goal) Through the Critical Home Repair Programs you are helping to preserve homeownership in our community. Through repairs and accessibility modifications, low-income senior or veteran homeowners are able to remain stable and safe in their homes and communities. Learn More About Repair "The reason why I got into construction is because I wanted to have a career. I want to help people— there's a need for housing. I have a plan to help people just like Habitat for Humanity does. I really look forward to starting this journey and this program has helped me tremendously." -Ivory, Construction Training Graduate Your Impact: Programs & Services NEW Construction Training This year, your support helped us to take an innovative look at the labor shortage in the construction industry. In April, we teamed up with CityLink to offer our first pilot session for the Habitat Construction Training Program. The Habitat for Humanity Construction Training Program, or CTP, is a workforce development initiative designed to train and prepare individuals for careers in the construction industry over a 4-week period. The Construction Training Program helps further our mission to build stronger communities and provide affordable housing solutions to families in need. Learn More About Construction Training 12 students graduated from the first pilot sessions ready to enter the workforce 100% of students had the opportunity to interview for positions in the residential and commercial construction industry 2 certifications earned by each student: OSHA-10 & NCCER Core Certifications Thanks to our community of supporters Growing in Partnership Your Impact Volunteers 1,930 individuals volunteered their time on build sites, Habitat ReStores, and in support roles 30,941 hours served by volunteers $902,549 the value volunteers gave to the organization based on the Ohio Value of Volunteer Time Report Top Construction Volunteers 1. John Wright, 800+ hours 2. Dan Aerni, 600+ 3. John Nolan, 500+ Top ReStore Volunteers 1. Joann Roseberry, 388 hours 2. Kaitlin Bills, 187 hours 3. Arjun Sharma, 164 hours "The experience of volunteering is so rewarding. It's teamwork making dreamwork, and in the process, making someone's dream of homeownership become a reality. A real win-win!" -Anne Pielage, corporate team-build volunteer Learn More About Team Build Days "It is always fun to visit the ReStore. It takes me at least three times around the store to see everything. You never know what you will find, but I always find something. It's a lot of fun if you have some time to look around. Great prices too." -Tonya, Google Review Your Impact ReStore 33,352 people donated items to the ReStore 89,688 people shopped at the ReStore $3.614 million in ReStore sales for Habitat's mission 4.7 million pounds of material kept out of landfills This year, the Habitat Greater Cincinnati ReStore net earnings equaled the direct cost of building four homes! Learn More About Habitat ReStore "It's a huge opportunity to have fun together, and at the end of the day when you leave, you can look back and see that something you did is concrete, it's there, and it's going to be there for a long time." -John Wright, Eastside Coalition Your Impact Faith Groups Faith groups have been a central part of our organization at Habitat for Humanity of Greater Cincinnati since our founding. Today, hundreds of faith partners live out their values by supporting the mission of Habitat. All across Greater Cincinnati, faith congregations work individually and together as coalitions to both fund and build Habitat homes in partnership with first-time homebuyers. 13,098 volunteer hours served by faith groups $124,427 raised by faith groups 7 homes built with the financial support of faith groups John Nolan, Roy Johnson, and John Wright represent three different churches that belong to the Eastside Coalition and have each been involved with Habitat for Humanity for over a decade. Since 1997, Eastside Coalition has built at least 89 homes in partnership with Habitat Greater Cincinnati. Hear from these three men about their experience as part of a church coalition. Eastside Coalition Spotlight Your Impact Donors 2,214 individual donors gave financial gifts to support the mission of Habitat 114 businesses provided financial support to Habitat projects 910 new donors made a gift to Habitat Greater Cincinnati for the first time Sources of Donation Revenue 4 % Faith Communities 31% Corporate Partners 32% Individuals 26% Government 7 % Foundations Thank you to our FY23 Mission Partners Thank you to all the organizations that partner with us to help realize our vision of a world where everyone has a decent place to live. We couldn’t do our work without you and your decision to invest in our community. Corporations* AARP of Ohio American Modern Foundation Bank of America Merrill Lynch BHDP Architecture BSI Engineering Chemed Foundation Connexus Credit Union Donatos Family Foundation Ethicon Endo-Surgery Feldkamp Marketing Hills Property Management JPMorgan Chase & Co. Microsoft pep, LLC PNC Foundation Regency Centers Republic Bank Skanska USA State Farm Insurance The Home Depot Foundation The Ohio National Foundation The Procter & Gamble Company Total Quality Logistics Tri-State Wholesale Building Supplies US Bank Vinebrook Homes, LLC *corporate sponsors of $5,000 or more. Gifts Made In-Kind** Crossroads Missions / Help Build Hope DuPont Ernst Concrete Fairfield Township IKEA Schneider Electric Village of Lockland Village of Lockland Comunity Improvement Corporation Whirlpool Corporation Yale Residential Security Products, Inc. **donation value of $5,000 or more. Excludes ReStore GIK. Foundations Disabled Veternan's National Foundation George B. Riley Trust Estate Kaplan Foundation Maxwell C. Weaver Foundation The G. Richard & Jane S. Thomas Foundation The Robert & Adele Schiff Family Foundation The Sutphin Family Foundation William P. Anderson Foundation Wohlgemuth Herschede Foundation Public Funding Butler County Community Development Federal Home Loan Bank of Cincinnati Hamilton County Community Development Ohio Housing Trust Fund Faith Communities All Saints Church Anderson Hills Church Ascension & Holy Trinity Church Bellarmine Chapel Burress Temple Apostolic Church Christ Church Glendale Cincinnati Meeting of Religious Society of Friends Dance With Your Heart Inc. Disciples Christian Church Erlanger Christian Church, Inc. Evergreen Presbyterian Church Faith Lutheran Church & Campus Ministry Faith Lutheran Church, Finneytown Good Shepherd Lutheran Church Greater Liberty Baptist Church Inc. Hyde Park Community United Methodist Church Knights of Columbus, Council 12359 Oak Hills Presbyterian Church Our Lord Christ the King Church Oxford Presbyterian Women Oxford United Methodist Church Pleasant Run Presbyterian Church Presbyterian Church of Wyoming Runyan Memorial Christian Church Society of the Transfiguration St. Barnabas Episcopal Church St. Paul Community United Methodist Church St. Paul's United Church of Christ St. Peter & St. Paul United Church of Christ St. Stephen Church St. Thomas Episcopal Church St. Vincent Ferrer Church Sycamore Presbyterian Church The Community of the Good Shepherd The Presbyterian Church of Hamilton Westwood UMC - United Methodist Women Faith Coalitions Eastside Coalition Church of the Saviour United Methodist Church Evergreen Presbyterian Church Good Shepherd Lutheran Church Hartzell United Presbyterian Church St Paul United Methodist St Thomas Episcopal Church St Vincent Ferrer Roman Catholic Church Sycamore Presbyterian Church Wyoming Presbyterian Church Hope Coalition Ascension and Holy Trinity, Wyoming Calvary, Clifton Christ Church Cathedral, Cincinnati Christ Church, Glendale St. Andrew's, Evanston Shalom Coalition Anderson Hills Church Armstrong Chapel Bellarmine Chapel Christ Emmanuel Christian Fellowship Hyde Park Community United Methodist Church New Vision United Methodist Church Our Lord Christ the King Church St. Cecilia Church St. Stephen Church Sycamore Coalition Faith Community UMC Good Shepherd Montgomery Community Church West Chester UMC Special Thanks to Dedicated Service Groups A-Team Hammer & Heart Squad Westfed "Thanks to you, your support has made it possible for us to give our babies and mother a safe and healthy place to live and grow. That's all we ever wanted! You have made an enormous impact, not only changing our lives but also changing the lives of other families in our community. I am grateful to God for using you to bless us. Thank you for making our dreams come true." -The Pierani Family, future Habitat Homeowners Donate FY 23 Board of Directors Amanda Hill, Chair Female Forward Don Oliver, Vice Chair altafiber Debbie Brooks Prominent Title Company Steven L. Chaney Ohio National Financial Services Michael Q. Dozier Ethicon Endo-Surgery Tonia H. Elrod P&G JR Foster Robert Louis Group Joanna Kemper Diversity Crew Angie Krausen Messer Construction Co. Robert F. Noschang Western & Southern Financial Mel Rodriguez Bank of America Jacob Samad Robins, Kelly, Patterson & Tucker Ennis Tait New Beginnings Church of the Living God Harry Watson St. Elizabeth Healthcare Audited Financials Previous Years Financials

women helping women build a strong foundation Women Build Habitat homeownership creates strength, stability, and independence through shelter for families in our community. Our annual Women Build brings together friends and colleagues from across our community to raise funds, walls, and awareness - creating an affordable homeownership opportunity for a family in Greater Cincinnati. Happening May 2025 Women empowering women through homeownership. We know that, together, women have the power to transform lives. Over the span of a month, groups of women will join together to raise funds, walls, and awareness to help a single mother achieve her dream of homeownership. We need your help. Get involved. Contact Ashton Willson ashton.wilson@habitatcincinnati.org , 513-482-5612 for more information. Get Involved Why Women? Women in our community are disproportionately impacted by the rising cost of housing. Women and children are more likely to be affected by poor living conditions than men. Women also face more barriers to stable housing than men in similar economic situations. Men earn more on average than women, resulting in access to higher credit, better loans and better quality homes and neighborhoods. Unequal caregiving responsibilities limit a woman’s ability to dedicate the necessary time to obtaining and maintaining consistent employment and decent housing. Single women are denied mortgages at higher rates than single men, despite the fact women are more reliable at paying back mortgages. How Women Build Helps Through Women Build you can make access to affordable homeownership possible for local families in need. Last year, the majority of the families served through Habitat Greater Cincinnati's homeownership program were single mothers who had been living in unaffordable or overcrowded housing. Together with your support, we can help women in our community build strength, stability and self-reliance by becoming first-time homebuyers. Habitat homeowners help build their homes alongside volunteers and pay an affordable mortgage. That mortgage won’t exceed 30% of a family's income, widely recognized as the threshold for affordable housing, making it easier to afford nutritious food, pay for necessary medical care, and save for the future. Together we will empower women, empower families, and empower communities. Learn More Meet the homebuyer family. Family Stories Check back for information about the homebuyer family for Women Build. Why Habitat? Habitat builds and renovates decent, affordable houses for people who make between 30%-80% of the area's median income. All partner homebuyers must demonstrate a reliable source of income as well as invest 250 hours of sweat equity in their home and in education classes. Houses are sold at no profit with a 0% interest, 30-year loan. The homeowner's mortgage payments are reinvested to build more Habitat homes.        Affordable housing solutions help local families in need provide a stable, sustainable environment to build a better future:   Children of homeowners are 25% more likely to graduate from high school, 116% more likely to graduate from college, and will earn 24% higher incomes.   Homeowners are 28% more likely to vote in local elections and engage in civic, school, and community groups . Homeowners are 34% more likely to have a retirement account. Affordable housing (less than 30% of income) frees up family resources for other important expenses like nutritious food, job training, and healthcare expenditures . No expereince necessary. Any woman who wants to learn how to build a home is invited to join. No experience is necessary. Volunteers work under the guidance of construction professionals, alongside other volunteers and future Habitat homeowners. Whether you are learning new skills or simply adding a few to your tool belt, this is a rewarding experience for all involved, and it improves the community that you share. Women Build is a terrific way to involve your friends and family of all ages in crucial work with a lasting impact. Women helping women sends a positive and powerful message. You can also come alone and make new friends. The atmosphere is collaborative and friendly. Get Involved Women Build Kick-off Happy Hour December 5, 2024 6:00- 8:00 PM Register Become a Team Leader Leverage your network to raise funds and spend a day on-site with your group building the Women Build home. Every dollar raised goes to fund the material costs of the home. Interest Form Sponsor Sponsor Women Build. Contact Ashton Wilson to learn more. Learn More Questions? Contact Senior Philanthropy Officer, Ashton Willson ashton.wilson@habitatcincinnati.org , 513-482-5612

In the Newsroom News & Events About Us Leadership Careers AmeriCorps Program Events News In the News: Habitat for Humanity celebrates completion of Oxford subdivision More affordable housing on the way as current Habitat plan nears completion Habitat for Humanity to double housing starts, use 'different approach' in 2025 'Homeless to home flipper' | Lockland woman becomes realtor to help others buy their first home Oct 21, 2024 Two Sisters Celebrate Nearly 20 Years of Homeownership as Neighbors Sylvia and Janie are sisters and Habitat homeowners on the same street in Mt. Auburn. In April, both sisters paid off their mortgages. They Oct 21, 2024 Empowering Others Through Women Build: Melinda's Story Last year over 144 women joined Women Build to fundraise and construct a home in Lower Price Hill. Together these women raised $52,193 Oct 21, 2024 Esther Partners with the Critical Repair Program to Get a New Roof Esther has lived in her home since 1966. When her husband passed away shortly after 9/11 in 2001, she began to struggle to keep up with home 1 2 3 4 5

building stability Banker Build The Banker Build brings community leaders from the financial industry together to construct a Habitat for Humanity home in Greater Cincinnati. Come alongside Habitat for Humanity to support a family's dream of owning their first home. April 2024 Thanks to all who joined us for the first Banker Build! Get Involved Building financial stability for generations. As a financial industry professional, you know the impacts that homeownership can have on a family for generations. When families are able to purchase a safe and stable home that they can afford, they are able to invest in other areas of their lives like education or retirement. Banker Build helps to support the financial literacy classes Habitat homebuyers attend as part of the homebuying process. Home equity is the primary wealth-building vehicle for middle-class Americans, but is often out of reach for low to moderate-income families. At Habitat for Humanity of Greater Cincinnati, we remove barriers to homeownership for first-time homebuyers to help end cycles of poverty. Learn More "One of the biggest takeaways for both of us was the financial classes. The classes helped give us a foundation for understanding our credit —understanding how to use it, and when and when not to use it. That all plays such a big part in making sure we can maintain the house after having the house. And not only just the house itself but other areas. We both actually had to get a car within six months of living here so we were able to do that and pay them off as well because we had that information and knowledge on how to do so." -Sheree, Habitat Homeowner since 2018 speaking about Habitat financial literacy classes that she attended with her adult daughter as part of the homeownership program. Bankers invested in financial wellness. Cincinnati is a thriving banking community with a strong history of community support. By teaming up with other financial industry professionals, Banker Build has the power to raise funds, walls, and awareness to increase the financial wellness of a family through affordable homeownership. With the support of their institutions and networks, teams of financial industry professionals will work alongside a Habitat homebuyer to construct a Habitat home. When the home is complete, the homebuyer will purchase the home with a 0% interest mortgage giving them a strong foundation for their future. Meet the homebuyer family. Family Stories Check back for information about the homebuyer family for the banker build. Why Habitat? Habitat builds and renovates decent, affordable houses for people who make between 30%-80% of the area's median income. All partner homebuyers must demonstrate a reliable source of income as well as invest 250 hours of sweat equity in their home and in education classes. Houses are sold at no profit with a 0% interest, 30-year loan. The homeowner's mortgage payments are reinvested to build more Habitat homes.        Affordable housing solutions help local families in need provide a stable, sustainable environment to build a better future:   Children of homeowners are 25% more likely to graduate from high school, 116% more likely to graduate from college, and will earn 24% higher incomes.   Homeowners are 28% more likely to vote in local elections and engage in civic, school, and community groups . Homeowners are 34% more likely to have a retirement account. Affordable housing (less than 30% of income) frees up family resources for other important expenses like nutritious food, job training, and healthcare expenditures . Thank you to our 2024 Banker Build Sponsors! Equity Partner Silver Partner General Electric Credit Union Contributing Partner PNC Bank Get Involved Corporate Sponsorship See Sponsorship Benefits Volunteer Leverage your network to raise funds and spend a day on-site with your group building the Banker Build home. Every dollar raised goes to fund the material costs of the home. Interest Form Home Dedication Friday, June 7, 2024 10:00 AM 6258 Betts Ave. Cincinnati, OH 45224

Stock and IRA Gifts Other Ways to Give Financial Donations Donate Goods or Services Other Ways to Give Stock & IRA Gifts Habitat for Humanity of Greater Cincinnati welcomes gifts of stock and has a brokerage account with Merrill Lynch for your convenience in transferring publicly traded securities. Electronic delivery of shares is the most secure and expedient process available and provides efficient internal control as well as cost savings. It’s a simple two-step process: 1. Contact Your Broker with your donation intentions. Have them transfer the securities to: Merrill Lynch Wealth Management Group Andrew Felger 312 Walnut Street, Suite 2425 Cincinnati, OH 45202 DTC Number: 8862 Beneficiary Account Number: 7LS-03000 Beneficiary Account Name: Habitat for Humanity Greater Cincinnati Brokerage Contact Information: Stephanie Beck Borden, 513-562-2149 or Andrew Felger, 513-579-3788 Toll Free: 1-800-919-3618 Fax: 513-322-4133 2. Notify HFHGC of your intentions Please notify us at Development@HabitatCincinnati.org or 513-482-5605 that you initiated the stock gift, as stocks arrive in our account without identification. This will ensure the gift reaches Habitat for Humanity of Greater Cincinnati as you intended, and that we know how you would like it to be used. The date that the control of the stock is transferred is key to determining the tax deduction for the gift. Please provide the following information: Donor's first and last name, phone number and address Name of the company the stock shares are coming from Number of shares to be donated Name and phone number of broker/custodian When broker will be directed to execute the gift Whether gift is for general support of Habitat’s mission or a specific purpose Shortly after receipt of your gift, you will receive a gift acknowledgement letter that may be used for tax purposes. Note: Habitat for Humanity of Greater Cincinnati is obligated to record your gift as of the day it is received into its brokerage account. Because of the increased volume of year‐end gift transactions, we suggest that you plan year‐end charitable giving as early as possible. Habitat for Humanity of Greater Cincinnati does not provide financial, tax, or legal advice. You should always consult with your financial advisor before initiating a charitable gift arrangement.

About Us Why Habitat Goals & Financials Leadership Careers AmeriCorps Program Events News What We Believe mission Seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities, and hope. vision A world where everyone has a decent place to live. All Are Welcome Habitat for Humanity of Greater Cincinnati has an open-door policy: We invite you to help us build, no matter your race, religion, age, gender, political stance, or any other distinction. If you affirm the universal need for decent and affordable housing, then you’ll find a home in our mission. Though the foundation of Habitat for Humanity of Greater Cincinnati is built on the principles of a Christian ministry, we never proselytize. This means that we do not ask our families, volunteers, or supporters to accept the tenets of any particular faith. Habitat welcomes and celebrates partners from all backgrounds to better serve people of all backgrounds, regardless of race, religion, or creed. Housing Matters In Hamilton County, one in three residents live in unaffordable housing. This means that families in our community are making impossible choices between rent and other basic needs. We know that a safe, decent, and affordable place to live is the foundation for families around the globe. Through our sustainable hands-on model, Habitat for Humanity of Greater Cincinnati creates opportunities for affordable homeownership. By partnering with Habitat, families achieve strength, stability and self-reliance through shelter. Learn More Service Area Habitat for Humanity of Greater Cincinnati serves Butler, Warren, Hamilton, and Clermont Counties in Ohio; Boone, Kenton, and Campbell Counties in Kentucky; and Dearborn and Ohio counties in Indiana. Our Programs Affordable Homeownership Learn More Critical Home Repair Learn More Construction Training Program Learn More Where We Come From Inspired by the national Habitat for Humanity movement, a group of local Christians founded the grassroots organization in Cincinnati in 1986. The early Cincinnati Habitat was entirely volunteer run with large involvement from local churches. Over the next few decades, several independent Habitat organizations across the Greater Cincinnati region combined forces. In 2013, the largest of these, Cincinnati Habitat and TriState Habitat, merged to become Habitat for Humanity of Greater Cincinnati. Today, Habitat for Humanity of Greater Cincinnati is the largest nonprofit homebuilder in the region. Together with homebuyer families, donors, and volunteers we have built over 680 high-quality modest homes and completed over 140 critical home repairs for low-income homeowners in our community. We operate five Habitat for Humanity ReStores, home improvement retail stores that fund about a third of our work and keeps usable materials from landfills. Habitat for Humanity of Greater Cincinnati is a 501 (c)(3) non-profit recognized by the IRS. Federal Tax ID Number: 31-1185975. Legal and Privacy Policies Contractor Opportunities

Financial Donations Other Ways to Give Corporate Partnership Faith Partners (Item) Volunteer faith coalitions Eastside Coalition The Eastside Coalition has been building homes with Habitat for Humanity since the 1990s. Together, they have helped to build 100 homes through volunteer labor or sponsorship. Volunteer Information We are working on coordinating Eastside volunteer sites. Check back for your specific volunteer links. To be notified of coalition opportunities, submit the interest form. Interest Form Donate Through your Coalition Donate Coalition Leader John Nolan Members St. Barnabas Episcopal Church Church of the Saviour United Methodist Church Good Shepherd Lutheran Church St. Vincent Ferrer Roman Catholic Church St. Paul United Methodist Church Sycamore Presbyterian Church Wyoming Presbyterian Church Hartzell United Methodist Church Hi, I'm Morgan, External Relations Officer at Habitat for Humanity of Greater Cincinnati. My job is to connect and build relationships with our faith partners and faith-based organizations. If you're interested in partnering with us by volunteering, donating or starting a coalition, please contact me at morgan.ford@habitatcincinnati.org. Top of Page

work with us Contractor Opportunities About Us Leadership Careers AmeriCorps Program Events News Subcontractor Bid Process At Habitat for Humanity Greater Cincinnati, we are committed to building safe, affordable housing and supporting our community. To partner with skilled subcontractors, we have a structured bid process that occurs twice a year in December and May . Key Details of Our Bid Process: Bid Timing: We accept bids only twice a year during our designated bid periods in December and May. We do not take bids on a rolling calendar, so interested subcontractors should prepare for these windows. Initial Bid Meeting: We kick off each bid cycle with an initial meeting via Microsoft Teams. This meeting is an opportunity for anyone interested to learn more about working with Habitat for Humanity. It’s open to: Contractors who want to become subcontractors with us Those interested in understanding how we operate as a construction company and nonprofit Individuals or companies looking to donate goods, materials, labor, and more Construction Trades We Bid For: We seek subcontractor bids for various trades, including: Plumbing, Electric, Roofing, Excavation, Foundations, HVAC, Framing, Carpet Installation, Vacant Lot Cleanup and Maintenance, Lawncare, Lead Remediation and Clearance, Concrete Flatwork, Siding (Hardieboard and Vinyl), and Masonry. Additional Trades for Home Repairs: For our critical repair projects, we also need skilled subcontractors in: Plumbing repairs, Tub-to-Shower Conversions, Home Renovation, Carpenters/Handymen, and more. Promoting the Bid Meeting: We advertise the initial bid meeting through our website, social media platforms , and word of mouth . Stay tuned to our communication channels for details on how to participate. Work Site Walkthrough: Approximately two weeks after the initial meeting, we host a work site walkthrough . This walkthrough gives subcontractors a firsthand look at a typical Habitat home, so they can better understand the scope of work and our expectations. Bid Submission Period: We accept bids for two weeks following the site walkthrough. Bid meetings are the primary way in which we seek to recruit new contractors.   If you’re a subcontractor looking to collaborate with a mission-driven organization and contribute to community-building projects, we encourage you to participate in our next bid process. Together, we can make a significant impact! Upcoming Bid Interest Meetings See All Events December 6, 2024 Bid Interest Meeting 9:00 am- 10:00 pm Virtual Microsoft Teams Join the meeting now Meeting ID: 271 971 909 601 Passcode: WXUqS8 May 2, 2025 Bid Interest Meeting 9:00 am- 10:00 pm Virtual Microsoft Teams Join the meeting now Meeting ID: 260 720 970 21 Passcode: hX85Sb

building home Real Estate Community Build Real estate industry professionals know that homeownership matters to individuals, families, and communities. It matters because it provides a foundation for growth for families and children, and it strengthens communities and our economy. The Real Estate Build brings together businesses and professionals in the real estate industry to construct a Habitat home. coming June 2025 Join us for the annual Real Estate Community Build! Greater Cincinnati area housing institutions and related partners will come together again in 2025 to sponsor the Habitat Real Estate Build.   Are you a member of the real estate industry—realtors, lenders, mortgage brokers, title companies, mortgage lenders, and others— interested in making a difference for a family in your community? For more information email Kerry Hendel at kerry.hendel@habitatcincinnati.org Get Involved Building a strong foundation for families. Homeownership, especially affordable homeownership, impacts a family and community for generations. When families are able to purchase a safe and stable home that they can afford, they are able to stay stable in their home, invest in their community, and provide a stable foundation for their children as they become adults. The Real Estate Community Build changes lives by creating an affordable homeownership opportunity for a hard-working family. Learn More "If I didn't have this home, I wouldn't have had the degree that I have now. I wouldn’t have been able to push my kids to go to school or get the degrees they have. [...] I work not even a mile away. I'm able to still work with the kids in my community and to give back. That's what I'm able to do, so that's what owning my home allows me to do." -Marnita, Habitat Homeowner since 2006 For the professionals that make Greater Cincinnati home. We know that real estate professionals are passionate about helping families create home. By teaming up with other real estate industry professionals, Real Estate Community Build has the power to raise funds, walls, and awareness to change the life of a family through affordable homeownership. With the support of their institutions and networks, teams of real estate industry professionals will work alongside a Habitat homebuyer to construct a Habitat home. When the home is complete, the homebuyer will purchase the home with a 0% interest mortgage giving them a strong foundation for their future. Meet the homebuyer family. Family Stories Check back for information about the homebuyer family for the banker build. Why Habitat? Habitat builds and renovates decent, affordable houses for people who make between 30%-80% of the area's median income. All partner homebuyers must demonstrate a reliable source of income as well as invest 250 hours of sweat equity in their home and in education classes. Houses are sold at no profit with a 0% interest, 30-year loan. The homeowner's mortgage payments are reinvested to build more Habitat homes.        Affordable housing solutions help local families in need provide a stable, sustainable environment to build a better future:   Children of homeowners are 25% more likely to graduate from high school, 116% more likely to graduate from college, and will earn 24% higher incomes.   Homeowners are 28% more likely to vote in local elections and engage in civic, school, and community groups . Homeowners are 34% more likely to have a retirement account. Affordable housing (less than 30% of income) frees up family resources for other important expenses like nutritious food, job training, and healthcare expenditures . Get Involved Donate The Real Estate Community Build is only possible with the help of generous people like you! Help raise funds to purchase materials to build this special home. Donate Become a Sponsor By partnering with us you will receive exclusive sponsorship benefits during the Real Estate Community Build. Sponsor Benefits Lead a Team Create a team to raise funds to build the Real Estate Community home. Your team will work towards reaching a financial goal and spend a day volunteering together. Teams are asked to raise $2,500 to cover the cost of materials and will be invited to help build the home at a team build day. Start a Team Contact Us For more information email Kerry Hendel kerry.hendel@habitatcincinnati.org . Top of Page Contact Us

current projects Where We Build Since 1986, Habitat for Humanity of Greater Cincinnati has built homes all over the Tri-State area. We build single family homes on scattered sites, rehab historic homes, and sometimes we build entire neighborhoods and connected town homes. Where we build is often determined by available land and community support. As we grow to meet the needs of our community, we are looking for innovative solutions and building larger developments to increase homeownership opportunities in our community. About Us Leadership Careers AmeriCorps Program Events News Coming Soon: Clarence Place Habitat for Humanity of Greater Cincinnati is building 32 beautiful townhomes off Chestnut Street in Oxford, OH (zip code: 45056). These homes are some of our first to feature both brick and Hardie board facades. Features: 3 & 4 bedroom homes 2 stories + full unfinished basements Shared community green space. How to Purchase: The application period for these homes is expected to open in the spring of 2025. Join the mailing list for updates and attend an info session for more information about purchasing these homes. Program Qualifications In the News: Habitat for Humanity celebrates completion of Oxford subdivision More affordable housing on the way as current Habitat plan nears completion Habitat for Humanity to double housing starts, use 'different approach' in 2025 How to Help: Spread the word! Flier for interested homebuyers Sponsor a home. Contact Kerry Hendel: kerry.hendel@habitatcincinnati.org Volunteer! Check here for opportunities. Oxford Email List We're building our 700th home! In October of 2024 we began construction on our 700th home. This home is located in East Price Hill on Considine Ave and will be purchased by Rodreana once complete. Checkout our progress below. To play, press and hold the enter key. To stop, release the enter key.

Financial Donations Donate Goods or Services Other Ways to Give Corporate Partnership Stock & IRA Gifts Give Thank you for your interest in supporting Habitat! Your financial gift helps to build homes and hope throughout the Tri-state area. Habitat for Humanity of Greater Cincinnati is a fiscally responsible organization that pairs your donations with revenues generated by our ReStores to ensure affordable homeownership for families. Give a gift that builds more than a house – give a gift that builds brighter futures for families and their children. Donate Faith Partnerships Learn More Corporate Partnership Learn More Donate Goods or Services Learn More Other Ways to Give Learn More Build a Home Leverage your network to build a Habitat home. Together we will raise funds, walls, and awareness - creating an affordable homeownership opportunity for a family in Greater Cincinnati. Banker Build April 2024 Learn More Women Build May 2024 Learn More Real Estate Community Build June 2024 Learn More