Why Housing Matters

According to the 2014 How Housing Matters survey:

  • Forty-seven percent of adults surveyed experience unstable or insecure housing situations at some point in their lives. That number rises to 59 percent for families whose income is less than 40,000.
  • In every region of the U.S. — Northeast, South, Midwest and West — anywhere from 53 to 69 percent of those surveyed classify the purchase of affordable housing as challenging in their community.
  • Fifty-eight percent say that a family of four with an income of about 50,000 would have a hard time finding affordable quality housing. That number skyrockets to 88 percent for a family of four with an income closer to 24,000.

Lack of decent, affordable housing creates tremendous instability in our communities, weakens our economy, and even impacts our health and educational success. Families paying more than they can afford for housing must choose between housing and other necessities like good nutrition, health care, transportation, education or saving for the future.

When families have a stable, affordable home, they can:

  • Provide stability for their children
  • Gain improved health, physical safety, and security
  • Increase educational and job prospects
  • Be engaged in their communities

Housing is important to the quality of life, health and economic prosperity of the entire community:

Health

Inadequate housing impacts health, especially the health of children. After moving into Habitat homes, asthma and allergies are two conditions that dramatically improve in children.

Economic Prosperity

A healthy housing market attracts businesses that depend on a range of housing options for their employees.

Education

Stable, healthy housing is one of the most effective strategies for improving school performance in low-income children.

Environment

Habitat’s commitment to green building produces energy-efficient homes that are more affordable to maintain. Additionally, building housing near public transportation and thriving job centers results in diminished air pollution and congestion.

How Habitat Helps

Homeownership Program

  • More than 600 families have purchased Habitat for Humanity homes in Greater Cincinnati since 1986.
  • Homebuyer requirements: ability to pay Habitat’s 0% interest mortgage, invest up to 500 hours of “sweat equity,” completion of homeownership classes, a willingness to partner with HFHGC.
  • Homebuyer income must be between 30%-60% of the area median income.
  • HFHGC is committed to revitalizing neighborhoods by building new homes and rehabbing usable homes.

Critical Home Repairs
Habitat’s Critical Home Repair program is an extension of our mission to build strength, stability, and self-reliance through shelter. It helps families maintain and stay in their homes, and contributes to neighborhood stabilization and revitalization.

The ReStore Retail Outlet – open to the public

  • Habitat for Humanity ReStores sell new and used donated construction and home improvement materials, appliances, furniture, and other household items to the public at greatly reduced prices.
  • Retailers, contractors and private citizens donate appliances, cabinets, lighting, furniture, tile, countertops, doors, flooring, furniture, lumber, plumbing, siding, sinks, toilets, vanities, windows and much more.
  • The ReStore keeps tons of building materials out of local landfills each year.
  • The ReStore has five area locations (link to ReStore/Shop the ReStore) in Bellevue, Bond Hill, Cheviot, Fairfield, and Florence.
     

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