July 10-August 1, 2025 | Application will be available online for open build sites. < Back Open Application Period July 10-August 1, 2025 Application will be available online for open build sites. Mark your calendar! We will soon be accepting applications for the Affordable Homeownership program. This includes future homes in Hamilton, OH, OTR, NKY and more. Check www.habitatcincinnati.org/apply for details. Open Application Period: July 10, 2025-Augist 1, 2025.

“Being able to stay stable in the house and the community I’ve known for my whole life means a lot. It’s great” < Return to Annual Report Spotlight: Repair Program George and Darla's Story George, a veteran, and his wife Darla have lived in their home for 12 years, but for George, his ties to the house go back generations. “I grew up two doors down. My grandmother lived in this house, and my aunt. I remember being here as a child. There are pictures of me as a boy in this house.” George and Darla reached out to Habitat for Humanity to help replace the gutters and downspouts of their 100-year-old family home. “I don’t have to worry about the gutters every time it rains now, or we get a windstorm because, once the first one started falling off I knew it was a just a matter of time before they all came down,” says Darla. “I’m a big worry wart and I know gutters are a very expensive thing to do.” “We can’t afford to fix things as they break unfortunately, so the repairs have definitely helped us be able to stay here in our home. We can’t afford to go out and pay rent that goes up every year. When you own your own house, you don’t have to worry about all that stuff. You don’t have to worry about getting evicted. We have six cats and a dog. In a rental, we wouldn’t be able to keep our animals,” says Darla. “Being able to stay stable in the house and the community I’ve known for my whole life means a lot. It’s great,” says George. Their stability extends beyond the couple. Darla’s daughter and their two grandchildren also live in the home. “I grew up with this house and now the grandchildren are doing the same thing. This is the only home they’ve ever had and we’ll pass it along to them too eventually,” says George “Stability means a lot. Especially as you get older,” says Darla. “We like to get out and sit on the porch and watch the birds and the squirrels. […] We really can’t go anywhere in the neighborhood without running into someone we know. A lot of people have grown up here. It’s a little bit of a family town.” As we left George and Darla’s home, George says,” she is worried about less now.” “Yes, one less thing to worry about,” says Darla. With your help, the Critical Repair Program provides much-needed stability and independence for aging homeowners in our community. donate today! more homeowner stories

Coming Soon! building community Rock the Block Rock the Block offers a unique opportunity to support affordable homeownership, with a focus on communities where we’re building multiple homes. Each event is tailored to the specific needs of the community. Home project application period is now closed. Homeownership Rock the Block Critical Repair Program Construction Training Advocacy Quick Links What is Rock the Block? Sponsorship How it Works News and Announcements Volunteer What is Rock the Block? Rock the Block is a three-day event where volunteers come together for one day or more to help build Habitat homes or complete exterior projects for qualifying neighboring homeowners. Rock the Block is part of a larger initiative to create and preserve affordable homeownership in specific neighborhoods. By concentrating efforts in select focus neighborhoods, we can create a greater impact, improving the quality of life for more residents across the entire community. Upcoming Events See All Events Sponsor Rock the Block Reserve your sponsorship now! Rock the Block is made possible through generous corporate sponsors, and we need you and your businesses to help make the 2025 Rock the Blocks happen. Sponsors receive great marketing benefits, team building opportunities, and will be seen giving back to our community. Contact Kerry Hendel at kerry.hendel@habitatcincinnati.org or 513-659-0570 How it works: Rock the Block is a three-day event where volunteers come together for one day or more to help build Habitat homes or complete exterior projects for qualifying neighboring homeowners. Each day starts with a kick-off celebration before volunteers head to their assigned sites. Projects may include painting, landscaping, minor exterior repairs, and general cleanup. This family-friendly event is open to individuals of all abilities, making it an inclusive experience for everyone. Once the homes are built and repairs finished, all volunteers are invited to celebrate at a home dedication ceremony. News & Announcements: Exciting Rock the Block Announcement! Foundation Sponsor, Delta Air Lines, Reflects on their Partnership with Habitat. Republic Bank helps to Rock the Block Thank you to our 2025 Rock the Block Covington Sponsors! Advantech BHDP Architecture BSI Engineering Delta Air Lines Givaudan Garden of Eat'n La Soupe Madeira Silverwood Presbyterian Church Panera Republic Bank Starbucks ToolBank Cincinnati Villa Hills Civic Center Volunteer at Rock the Block! Sign Up Now! Volunteer opportunities are not available yet. Check back or follow us on social media for information on volunteering at Rock the Block.

Build and buy a home with Habitat for Humanity of Greater Cincinnati. Affordable homeownership opportunities. Apply now. every family Homeownership Habitat homebuyers build their home alongside volunteers and purchase their home with an affordable mortgage Homeownership Rock the Block Critical Repair Program Construction Training Advocacy Program Updates: The application period is now closed. We are not accepting applications for the Affordable Homeownership Program at this time. Please check back on the 10th of each month to see if we are resuming applications. Important! Application Fee : $25.00 Effective, January 1, 2025, there will be a non-refundable application fee of $25.00 due before an application can be processed. (Payable by money order or cashiers check (no personal checks accepted). We do not accept cash, personal checks, or credit cards.) How to Apply Important Program Dates See All Events Application Period: Fall 2025 Clarence Place: Oxford Townhomes Available Soon Details July 10-August 1, 2025 Open Application Period Application will be available online for open build sites. Details Program Overview Habitat for Humanity of Greater Cincinnati is a partnership housing program in the truest sense of the word. Applicants must demonstrate a need for housing, the ability to pay back an affordable mortgage (payments will not exceed 30% of income and include taxes and insurance), and be willing to partner with Habitat in the building and buying of their home. Habitat homebuyers work side by side with volunteers each week building their own home and the homes of others, attend homeownership and Financial Peace University classes, and are positive ambassadors for HFHGC throughout every step of the process. In exchange, Habitat homebuyers are provided the opportunity to build and buy a home with Habitat for Humanity with an affordable mortgage payment. We give away nothing, but opportunity. Application Process: Review Habitat's qualifications for applying Review our income guidelines Confirm you meet credit requirements Confirm you are interested in one of our build sites Fill out an application Frequently Asked Questions Two Sisters Celebrate Nearly 20 Years of Homeownership as Neighbors Sylvia and Janie are sisters and Habitat homeowners on the same street in Mt. Auburn. In April, both sisters paid off their mortgages. They Step 1 Step 1: Review Habitat's Qualifications for Applying 1. Must have a need for adequate housing: Must be living in substandard or inadequate housing that does not meet your needs, living in subsidized housing, or your current housing expenses exceeds 30% of your monthly income. We encourage you apply and let us determine if you meet this criterion. 2. Demonstrate an ability to pay an affordable mortgage payment (will not exceed 30% of your monthly income) Mortgage payments include closing costs, taxes and insurance. The ability to pay criteria is listed as a part of step 2. 3. Must be willing to partner: This is a public partnership with many responsibilities and expectations for each Habitat for Humanity homebuyer. At Habitat, we often say we give away nothing to homebuyers, but an opportunity. To be considered to build and purchase a Habitat for Humanity home, you must be willing to invest “sweat equity” hours. You earn sweat equity hours by working to help in building your home and the homes of others, attending homeownership classes, working in the Habitat ReStores or other approved activities. One applicant households must earn 200 hours of Sweat Equity and two applicants households must earn 300 hours of Sweat Equity. Please Note: You must be comfortable with friends and family knowing you are purchasing a home with Habitat. This is a public partnership that can involve news coverage, social media coverage and information about homebuyers and build sites are shared on our website. Tip: Don't put off applying! Many Habitat homeowners said they took months, or even years, to finally apply to build and buy a home with Habitat for Humanity. If you are concerned, or unsure if you qualify, please do not assume you are not qualified. Even if you apply, and your application is denied, you will be provided with the reason(s) for the denial so you can possibly reapply in the future. You will never know if you are eligible unless you apply. Family Size Minimum Monthly Gross Income Maximum Monthly Gross Income 1 $2,833 $5,221 2 $2,833 $5,967 3 $2,833 $6,712 4 $2,833 $7,454 5 $3,138 $8,054 6 $3,596 $8,650 7 $4,054 $9,246 8 $4,513 $9,842 Step 2: Confirm Your Household Meets the Following Income Requirements Step 3 Step 3: Confirm you meet credit requirements 1. No bankruptcy within the past three years Must be three years free from date of discharge 2. No evictions within the past 12 months 3. Must be a first-time homebuyer An individual or a family who has not owned a home during the three-year period prior to purchase of a Habitat home, some exclusions may apply 4. No felony convictions for anyone in household, over age 18, within past five years 5. No open judgements or liens 6. Debt to income ratio cannot exceed 40% of monthly income spent on an affordable mortgage (not to exceed 30% of your monthly income) and monthly debt combined. 7. No more than $2,000 in uncollected, past due, bad debt Example: If a credit card has $3,000 balance and payments are current, this is not considered a "bad" debt. However, if a credit card is in default and is in collections, that would be considered a "bad" debt. You can check your credit by visiting www.annualcreditreport.com . You are entitled to receive one free copy from each of the three credit reporting agencies one time per year by visiting this website. Please note: Married applicants can apply individually, but spouse must be listed on application as member of household, provide all income and asset information, consent to a background check and agree to sign a release of dower rights at time of home purchase. The spouse, who is not an applicant, will not have their income or debts counted when determining if the applicant meets the ability to pay criteria, but their income and assets will be considered to determine if the household income is within Habitat’s guidelines. Step 4 Step 4: Confirm You Are Interested in One of our Build Sites No available build sites at this time. Please check back on the 10th of each month. Step 5 Step 5: Fill Out An Application Please review the steps first before completing your application. We are not currently accepting applications. Please check back on the 10th day of every month to see if we have more available home-build sites. Application Deadline: CLOSED The list of required documents is extensive and can be overwhelming. It's best to get started early so that you're better prepared when the time comes. A complete list of necessary documentation is included in the application. Please download the application below, print and submit to Habitat for Humanity of Greater Cincinnati (4910 Para Drive) when we are accepting applications. Print Homebuyer Application Fill out the Homebuyer Interest Form to request that one be sent to you. We cannot guarantee that your mailed application will be received in time for you to complete and return by the deadline date. If you are not able to download an application, applications can also be picked up at our office, Monday through Friday, from 10:00 AM to 4:00 PM. We do not accept online applications. Request Application via Mail Back to the Top Frequently Asked Questions Frequently Asked Questions How long does the process take? Building and buying a home with HFHGC is not a quick process. From approval to purchase of your home can take anywhere from six to eighteen months. However, once Habitat receives your initial application, you will be contacted by mail within 30 days and notified either: Application is complete, you meet our ability to pay and general requirements and we are ready to schedule a home interview to assess your need for housing and willingness to partner and complete the application process to determine if you are eligible. Your application is incomplete and a list of required documents will be provided. Your application has been reviewed and denied. The notice of adverse action will list the reason(s) that your application was denied. How is income calculated? Income is calculated using the total household’s gross monthly income, considering everyone over the age of 18 in the household when we determine if the total household is within the minimum and maximum range of income allowed. However only the income of the applicant(s) will be used to determine if the ability to pay requirements are met to qualify for a Habitat mortgage. Income is counted from sources such as employment wages, child support, alimony, Social Security Survival benefits, SSDI, & SSI. Unearned income for minors such as child support and SSI, etc. is typically not counted for children over age 15. Households whose monthly income is not within the income qualification range will not qualify or where the applicant (s) are not meeting income requirements, will not qualify. Is there a down payment required? No. But, homebuyers are required to pay up to $1,000.00 towards the first year’s premium for homeowner’s insurance prior to purchasing home. What is sweat equity? Sweat equity is the cornerstone of Habitat and the strategy used to empower our homebuyers that sets us apart from other affordable housing providers. Habitat is not a “hand-out,” but a “hand-up.” A home is not being built for you or given to our homebuyers. Each Habitat homebuyer builds their home side by side with volunteers and then purchases the home when complete. Nothing is given away but opportunity. Habitat uses the term “sweat equity” to refer to the hours of labor our homebuyers dedicate to building their homes, and the homes of their neighbors, as well as attending homeownership classes and Habitat events. HFHGC homebuyers begin their sweat equity after being accepted into the program, earning a minimum of 8 hours of sweat equity per month until their home begins construction. Once a home begins construction, homebuyers are required to work each Saturday side by side with the volunteers building their home. Sweat equity reduces the amount of paid labor needed for a house, which in turn helps reduce cost. Additionally, time spent building your own home can instill a sense of pride and ownership, teaching you the basic building and house-maintenance skills that are necessary for successful homeownership. Note: A single applicant will need to earn a minimum of 200 hours of sweat equity, while two applicant households will earn a minimum of 300 hours. How much is the monthly mortgage payment? Monthly mortgage payments vary but will never be more than 30% of a homebuyer’s monthly income. Monthly mortgage payments include an escrow payment for homeowners' insurance and taxes. Do you have a waiting list? No, we do not keep a waiting list. Applications are only accepted when build sites are available, please continue to check our website the 10th of each month to confirm if we are accepting applications. Can I reapply if I am denied? Absolutely! If you are denied for our program, the reason(s) for denial will be listed. This provides you with the opportunity to correct any issues and resubmit another application. We can help these applicants with strategies to improve their financial situation, refer them to other agencies that may be able to assist and encourage them to apply to the program again. Some of our homeowners were denied the first, second and even third time they applied due to outstanding collections and debts, income that was below our limits or other issues. They successfully improved their eligibility, reapplied and were accepted into the program. If you need help finding community resources, our staff can refer you to tools and resources available to help you improve your situation. Do I need to be employed? No, but you must have a steady income for at least the prior year that does meet our income guidelines. Qualifying income may include, but is not limited to child support, alimony, SSA, SSI, retirement and income from your employment. What is the U.S. Citizenship requirement? All applicants must be U.S. Citizens or Legal Permanent Residents. Copies are required of two (2) of the following documents for each applicant and co-applicant: driver’s license, Permanent Resident Card (Green Card), Social Security Card, state photo ID, passport. Can only families with children apply? No. Individuals and families qualify for a Habitat home by needing adequate, affordable housing, ability to pay their mortgage in addition to other monthly expenses and have a willingness to partner with Habitat to build their home and support the Habitat mission. Habitat for Humanity of Greater Cincinnati does not discriminate against race, color, religion, sex, familial status or national origin. Can I apply as a single applicant if I am still legally married? Married applicants can apply individually, but spouse must be listed on application as member of household, provide all income and asset information, consent to a background check and agree to sign a release of dower at time of home purchase. The spouse, who is not an applicant, will not have their income or debts counted when determining if the applicant meets the ability to pay criteria, but their income and assets will be considered to determine if the household income is within Habitat’s guidelines. Can I qualify if I have had a foreclosure? It must be three years from date of foreclosure. Can I qualify if I have had an eviction? It must be one year from the date of the completed eviction. How can I find out what is on my credit report? You are able to access a free credit report once a year from each of the three reporting agencies: Equifax, Experian, and Trans Union. To obtain a copy of your free credit report, go to the website www.annualcreditreport.com . What if my credit report shows outstanding collections, debt, bankruptcies, judgments or liens? Your credit history is a good indicator of your ability to meet your financial obligations and therefore Habitat takes credit reports into account when determining an applicant’s eligibility. We do not use credit scores in our assessment of eligibility; however, we evaluate whether you are timely in paying debts. We carefully review your credit report to see if there are collections, open judgments, or recent bankruptcies/foreclosures. Bankruptcies and/or foreclosures must have been discharged for 3 years before applying. Lastly, an applicant’s debt-to-income ratio (DTI) may not exceed 40%. We will not consider an applicant(s) who has over $2,000 in uncollected, past-due debt. We do require applicants with negative credit accounts (as long as they total under $2,000) to have payment plans in place. We are unable to partner with applicants who have open unpaid judgments or liens.

every leader Habitat Young Professionals HYP is a group of young, dynamic individuals aged 21-40 who seek to make affordable housing in our community a reality for all, and grow as leaders in the process. Individual Volunteering Group Volunteering Habitat Young Professionals Global Village Trips What We Do While we have various professions and come from unique backgrounds, we hold fast to a singular purpose: to support Habitat for Humanity’s mission while simultaneously improving ourselves as professionals. We provide this support for Habitat for Humanity of Greater Cincinnati through community builds and service, fundraisers and advocacy. As a young professionals group, we focus on becoming more capable leaders through professional development activities with the aim to also expand into networking events. Meetup Group Upcoming Events See All Become a Member As a HYP member, you will get access to member-only social activities, discounts at Habitat events and a free t-shirt! Interested and ready to dive into the action? To become a member, follow the steps below to let us know you’re on board! You can pay dues by clicking the link below to our donation page. If you are doing a recurring donation, select $10 and Monthly or $100 Annually. If you are a recent college graduate (in the past year) select $75 Annually. If you are doing a one-time donation, select either $75 or $100. Pay Dues Questions? Interested but not ready to commit? Email us at youngprofessionals@habitatcincinnati.org with any questions or to join our email list! To keep up with our latest news, follow our events in our Meetup Group , like us on Facebook , and follow us on Instagram .

Habitat for Humanity of Greater Cincinnati creates and preserves affordable homeownership opportunities in the Tri-State area. Since 1986, we've partnered with nearly 700 families. work with us Contractor Opportunities About Us Leadership Careers AmeriCorps Program Events News Subcontractor Bid Process At Habitat for Humanity Greater Cincinnati, we are committed to building safe, affordable housing and supporting our community. To partner with skilled subcontractors, we have a structured bid process that occurs twice a year in December and May . Key Details of Our Bid Process: Bid Timing: We accept bids only twice a year during our designated bid periods in December and May. We do not take bids on a rolling calendar, so interested subcontractors should prepare for these windows. Initial Bid Meeting: We kick off each bid cycle with an initial meeting via Microsoft Teams. This meeting is an opportunity for anyone interested to learn more about working with Habitat for Humanity. It’s open to: Contractors who want to become subcontractors with us Those interested in understanding how we operate as a construction company and nonprofit Individuals or companies looking to donate goods, materials, labor, and more Construction Trades We Bid For: We seek subcontractor bids for various trades, including: Plumbing, Electric, Roofing, Excavation, Foundations, HVAC, Framing, Carpet Installation, Vacant Lot Cleanup and Maintenance, Lawncare, Lead Remediation and Clearance, Concrete Flatwork, Siding (Hardieboard and Vinyl), and Masonry. Additional Trades for Home Repairs: For our critical repair projects, we also need skilled subcontractors in: Plumbing repairs, Tub-to-Shower Conversions, Home Renovation, Carpenters/Handymen, and more. Promoting the Bid Meeting: We advertise the initial bid meeting through our website, social media platforms , and word of mouth . Stay tuned to our communication channels for details on how to participate. Work Site Walkthrough: Approximately two weeks after the initial meeting, we host a work site walkthrough . This walkthrough gives subcontractors a firsthand look at a typical Habitat home, so they can better understand the scope of work and our expectations. Bid Submission Period: We accept bids for two weeks following the site walkthrough. Bid meetings are the primary way in which we seek to recruit new contractors.   If you’re a subcontractor looking to collaborate with a mission-driven organization and contribute to community-building projects, we encourage you to participate in our next bid process. Together, we can make a significant impact! Upcoming Bid Interest Meetings See All Events

Upcoming events at Habitat for Humanity of Greater Cincinnati Upcoming Events Habitat for Humanity of Greater Cincinnati Open Application Period Affordable Homeownership July 10-August 1, 2025 Application will be available online for open build sites. More Information Clarence Place: Oxford Townhomes APPLICATION COMING SOON Application Period: Fall 2025 Available Soon More Information

Repair Webpage Before and After (2) Critical Repair Program Replaced stairs and poured sidewalk to increase safety. Critical Repair Program Ramp Newly built ramp completed by the Veteran Repair Program Repair Webpage Before and After (2) 1/5 every home Critical Repair Program At Habitat for Humanity, we believe everyone deserves a safe, decent, and affordable place to live. In addition to building and selling new and rehabbed homes, we also complete critical home repairs for homeowners in Greater Cincinnati. If you own your home in our service area and are in need of repairs or accessibility modifications, you may qualify! Homeownership Rock the Block Critical Repair Program Construction Training Advocacy Programs Overview Habitat for Humanity of Greater Cincinnati has several different repairs programs designed to help preserve homeownership. Our programs are based on our funding sources and each has unique requirements. Veteran Repair The Veteran Repair Program helps veterans and surviving spouses thrive by creating healthier, safer home environments by completing needed critical repairs and home improvements. This program assists military connected individuals of any age across the tri-state region. Who might qualify for this program? Veterans of any age Active military families Surviving spouses of veteran s Donate Apply Aging in Place The Aging in Place Program is dedicated to assisting older homeowners make their home a safe and comfortable place to live. The program serves homeowners aged 60 and older and focuses on accessibility improvements, mobility modifications, and critical home repairs. This program helps older adults age at home and in communities of their choice. Who might qualify for this program? Homeowners aged 60 or older Lower-income seniors Donate Apply Don't qualify for the above programs? You may qualify for the Revive + Thrive Home Repair Loan Program. This low-interest loan program provides Hamilton County homeowners (outside of Cincinnati) with a pathway to affordable, accessible home repairs that promote long-term stability. Whether it’s plumbing, roofing, or general maintenance, support is available every step of the way. For more information, homeowners can call 211 or visit www.HamiltonCountyHome.org . Learn More Program Details Qualifications Next Steps Contact Us Program Details Cost There is no out-of-pocket cost for repairs. However, we do ask that each homeowner participating in the Critical Repair programs consider making donations, now and in the future, to help pay it forward and serve additional homeowners in need of critical repairs in Greater Cincinnati. Types of Repairs Converting tubs into accessible showers Water heater replacements HVAC repairs Roof repairs or replacements Ramps Plumbing repairs Window replacements Accessibility modifications like grab bars or widened doorways. Alleviation of code violations Sidewalk issues Repairs that are not a part of the program: Interior painting or cosmetic repairs Full renovations Mold or lead remediation Emergency repairs needing immediate attention Qualifications Applicant must reside within the following counties: Hamilton, Warren, Butler and Clermont counties in Ohio, Dearborn or Ohio counties in Indiana, Boone, Kenton, and Campbell counties in Kentucky. Home must be a single-family house or condominium unit (not a mobile home) that is owner occupied, not rented, and in livable condition or will be upon repair. Applicant must be current on all property taxes, mortgage(s) and have homeowner’s insurance. Applicant must be one of the following: Aged 60 or older OR be a part of a military-connected household (someone residing in the home has served or is currently serving in the military or is the surviving spouse of a veteran who has served in the United States military and received an honorable or general discharge). Household income must fall within the income guidelines (see below) and each member of household, over age 18, must provide income and asset documentation. Income Guidelines for Repair Programs Step 3 (Vet) Family Size Maximum Monthly Gross Income 1 $5,221 2 $5,967 3 $6,712 4 $7,454 5 $8,054 6 $8,650 7 $9,246 8 $9,842 Next Steps 1. Check that you meet the program requirements Review the program qualifications. 2. Download or Request an Application Download the Printable Version Request Application via Mail 3. Gather Required Materials Materials Needed 4. Submit Completed Application For your application to be considered, please submit all paperwork by mail with your signed and completed application, along with supporting documentation listed below, to: Habitat for Humanity Greater Cincinnati 4910 Para Drive Cincinnati, OH 45237 Attention: Veteran Repair Program Contact Us Top of Page Contact Us For questions of concerns, please call us at 513-621-4147 and select option 8. You can also email us at repair@habitatcincinnati.org

Habitat for Humanity of Greater Cincinnati is a nonprofit housing ministry that creates affordable homeownership opportunities in Greater Cincinnati. Buy a Home See if you qualify for the Affordable Homeownership Program Make a Donation Support affordable housing in the Greater Cincinnati area Volunteer On a construction site or in one of our ReStores See Our Impact View financial reports and numbers. What will you build? At Habitat for Humanity of Greater Cincinnati, we believe everyone deserves a safe, affordable place to live. Through our various programs and services, we create and preserve opportunities for affordable homeownership. Learn More Home Starts with You Join us in building a Greater Cincinnati area. We need your support to create more access to affordable housing. Donate Now The Store that Builds Homes The Habitat for Humanity ReStores sell new and used household items and building materials. By donating or shopping at the Habitat for Humanity ReStore, you help create affordable homeownership opportunities in our community. Donation Pick-up Latest News Kickin’ it with Ken at the ReStore Learn about the ReStore while Kickin' it with Ken. Create a Clutter-Free Home This Spring & Support Your Community This post was written by Tina Wilmhoff Spring's arrival sparks a natural desire to revamp our living spaces. More than a simple clean,... National Volunteer Week: Meet Bobbie, a longtime Habitat Volunteer Bobbie has been volunteering with Habitat for Humanity Greater Cincinnati for 30+ years. “It’s been a long time,” she says. Bobbie... Sign up for our newsletter! Special thanks to our Season Sponsors

Board and Leadership About Us Leadership Careers AmeriCorps Program Events News Board of Directors Senior Manager Michael Q. Dozier | Chair Ethicon Vice President Debbie Brooks Prominent Title Company CFO Rene Cheatham YWCA Greater Cincinnati Chief Executive Officer JR Foster Robert Louis Group Partner Jacob Samad Robbins, Kelly, Patterson & Tucker Financial Advisor Erik Smith Wealth Dimensions Director Horaleo Ukpan The Procter & Gamble Company Project Executive Angie Krausen | Secretary Messer Construction Co. Vice President, Steve Chaney JTF Construction Vice President, Family Care Communications Tonia Elrod The Procter & Gamble Company Instructor Tina Hill-Harris Art & Creative Gallery SVP, Global Commercial Banking – Middle Market John Simkonis Bank of America Senior Pastor Bishop Ennis F. Tait New Beginnings Church of the Living God of Avondale Director of Operations Mark Brown Megan Construction Leadership Team Joe Hansbauer President & CEO Tait Paul Director of Finance and Accounting Tracy Wells Vice President of Development & Communications Erin Flynn Human Resources Director Megan Golike Director of Operations Helen Spieler Director of Homebuyer Services Steve Wilt ReStore Director Jason Chamlee Vice President of Real Estate Development Join the team. Apply Today See Openings

About Us Why Habitat Goals & Financials Leadership Careers AmeriCorps Program Events News What We Believe mission Seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities, and hope. vision A world where everyone has a decent place to live. All Are Welcome Habitat for Humanity of Greater Cincinnati has an open-door policy: We invite you to help us build, no matter your race, religion, age, gender, political stance, or any other distinction. If you affirm the universal need for decent and affordable housing, then you’ll find a home in our mission. Though the foundation of Habitat for Humanity of Greater Cincinnati is built on the principles of a Christian ministry, we never proselytize. This means that we do not ask our families, volunteers, or supporters to accept the tenets of any particular faith. Habitat welcomes and celebrates partners from all backgrounds to better serve people of all backgrounds, regardless of race, religion, or creed. Housing Matters In Hamilton County, one in three residents live in unaffordable housing. This means that families in our community are making impossible choices between rent and other basic needs. We know that a safe, decent, and affordable place to live is the foundation for families around the globe. Through our sustainable hands-on model, Habitat for Humanity of Greater Cincinnati creates opportunities for affordable homeownership. By partnering with Habitat, families achieve strength, stability and self-reliance through shelter. Learn More Service Area Habitat for Humanity of Greater Cincinnati serves Butler, Warren, Hamilton, and Clermont Counties in Ohio; Boone, Kenton, and Campbell Counties in Kentucky; and Dearborn and Ohio counties in Indiana. Our Programs Affordable Homeownership Learn More Critical Home Repair Learn More Construction Training Program Learn More Where We Come From Inspired by the national Habitat for Humanity movement, a group of local Christians founded the grassroots organization in Cincinnati in 1986. The early Cincinnati Habitat was entirely volunteer run with large involvement from local churches. Over the next few decades, several independent Habitat organizations across the Greater Cincinnati region combined forces. In 2013, the largest of these, Cincinnati Habitat and TriState Habitat, merged to become Habitat for Humanity of Greater Cincinnati. Today, Habitat for Humanity of Greater Cincinnati is the largest nonprofit homebuilder in the region. Together with homebuyer families, donors, and volunteers we have built over 680 high-quality modest homes and completed over 140 critical home repairs for low-income homeowners in our community. We operate five Habitat for Humanity ReStores, home improvement retail stores that fund about a third of our work and keeps usable materials from landfills. Habitat for Humanity of Greater Cincinnati is a 501 (c)(3) non-profit recognized by the IRS. Federal Tax ID Number: 31-1185975. Legal and Privacy Policies Contractor Opportunities

building home Real Estate Community Build Real estate industry professionals know that homeownership matters to individuals, families, and communities. It matters because it provides a foundation for growth for families and children, and it strengthens communities and our economy. The Real Estate Build brings together businesses and professionals in the real estate industry to construct a Habitat home. June 2025 Join us for the annual Real Estate Community Build! Greater Cincinnati area housing institutions and related partners will come together again in 2025 to sponsor the Habitat Real Estate Build.   Are you a member of the real estate industry—realtors, lenders, mortgage brokers, title companies, mortgage lenders, and others— interested in making a difference for a family in your community? For more information email Kerry Hendel at kerry.hendel@habitatcincinnati.org Get Involved Building a strong foundation for families. Homeownership, especially affordable homeownership, impacts a family and community for generations. When families are able to purchase a safe and stable home that they can afford, they are able to stay stable in their home, invest in their community, and provide a stable foundation for their children as they become adults. The Real Estate Community Build changes lives by creating an affordable homeownership opportunity for a hard-working family. Learn More "If I didn't have this home, I wouldn't have had the degree that I have now. I wouldn’t have been able to push my kids to go to school or get the degrees they have. [...] I work not even a mile away. I'm able to still work with the kids in my community and to give back. That's what I'm able to do, so that's what owning my home allows me to do." -Marnita, Habitat Homeowner since 2006 For the professionals that make Greater Cincinnati home. We know that real estate professionals are passionate about helping families create home. By teaming up with other real estate industry professionals, Real Estate Community Build has the power to raise funds, walls, and awareness to change the life of a family through affordable homeownership. With the support of their institutions and networks, teams of real estate industry professionals will work alongside a Habitat homebuyer to construct a Habitat home. When the home is complete, the homebuyer will purchase the home with a 0% interest mortgage giving them a strong foundation for their future. Thank you to our 2025 sponsors! Why Habitat? Habitat builds and renovates decent, affordable houses for people who make between 30%-80% of the area's median income. All partner homebuyers must demonstrate a reliable source of income as well as invest 250 hours of sweat equity in their home and in education classes. Houses are sold at no profit with a 0% interest, 30-year loan. The homeowner's mortgage payments are reinvested to build more Habitat homes.        Affordable housing solutions help local families in need provide a stable, sustainable environment to build a better future:   Children of homeowners are 25% more likely to graduate from high school, 116% more likely to graduate from college, and will earn 24% higher incomes.   Homeowners are 28% more likely to vote in local elections and engage in civic, school, and community groups . Homeowners are 34% more likely to have a retirement account. Affordable housing (less than 30% of income) frees up family resources for other important expenses like nutritious food, job training, and healthcare expenditures . Get Involved Donate The Real Estate Community Build is only possible with the help of generous people like you! Help raise funds to purchase materials to build this special home. Donate Become a Sponsor By partnering with us you will receive exclusive sponsorship benefits during the Real Estate Community Build. Sponsor Benefits Lead a Team Create a team to raise funds to build the Real Estate Community home. Your team will work towards reaching a financial goal and spend a day volunteering together. Teams are asked to raise $2,500 to cover the cost of materials and will be invited to help build the home at a team build day. Start a Team Contact Us For more information email Kerry Hendel kerry.hendel@habitatcincinnati.org . Top of Page Contact Us