Shop at the Habitat ReStores by visiting the stores or shopping our Facebook page and calling the store to purchase and item. The ReStores have new and used appliances, furniture, building materials and more. ways to shop at the ReStore The easiest way to see our constant rotation of unique items is to shop in-store at one of our 5 area locations. ReStore Locations Shop items on the ReStore Facebook page. To purchase an item: take note of which store posted the item call the store pay over the phone pick up your item at the store Shop on Facebook ReStore Locations Donate Items How to Shop Shop ReStore Recycle at the ReStore Volunteer ReStore Q & As What is a Habitat for Humanity ReStore Habitat ReStores are nonprofit home improvement stores and donation centers. The stores are open to the public and the items they sell are similar to what you may find in other home goods stores, such as a brand-new box of tile you’ve been needing for your bathroom project or a vintage treasure you won’t find anywhere else. However, Habitat ReStores are more than just resell stores. The purpose of Habitat ReStores is to contribute to the work of Habitat for Humanity. When you support your local Habitat ReStore by shopping, donating or volunteering, you are helping families build or repair affordable homes in your community. How does the ReStore support Habitat for Humanity of Greater Cincinnati? The ReStores are owned and operated by Habitat for Humanity. All proceeds from the stores are invested directly back in to the mission of Habitat for Humanity of Greater Cincinnati. When you make a purchase or donate an item, you are helping to build or repair homes right here in your community. What does a Habitat ReStore sell? Our Habitat ReStores tend to resemble home improvement stores mixed with a furniture stores — very unique stores where shoppers have the opportunity to purchase items at less than retail prices. At the majority of Habitat ReStores you’ll find items that fit into the following categories: furniture, appliances, cabinets, home goods and building materials. Items can range from brand new to gently used, and there will likely be a wide range of brands and styles. Of course, that’s not all you’ll find. Because the inventory of each Habitat ReStore draws heavily from donations, you never know exactly what you’ll find. We recommend heading to your local Habitat ReStore today to see what’s in stock! Of course, you may want to go back next week, too, to see what new items have arrived. Check out our Facebook page to see the latest inventory currently in stores. Do you offer furniture or appliance donation pickup? Yes! We offer pickup services for larger donations. Visit our 'Donate to the ReStore' page to schedule. Are Habitat ReStores open to the public? Yes! All Habitat ReStores are open to the public. Stop by during business hours to see what kind of deals you can find, as well as to drop off your own donations. How do Habitat ReStores help the environment? When gently used building materials or household products are donated to Habitat ReStore and then sold at a discount to a community member who needs it, those items are recycled and kept out of the landfill. How can I support Habitat ReStore? When you shop or donate at a Habitat ReStore, you are automatically supporting not only your local store, but also the Habitat mission worldwide. Additionally, Habitat ReStores are always looking for volunteers. Volunteer duties can range from receiving donations, stocking store shelves, sorting materials, merchandising and pricing inventory. Check out our volunteer page for more information. How do you ensure your items are free of bed bugs? At the Habitat ReStores, our customer safety is a top priority. The ReStores in Greater Cincinnati are certified by the Ohio Department of Commerce to sell bedding, upholstered furniture and stuffed toys. This means we operate under strict regulations for examining, cleaning, and disinfecting the items that we sell and are subject to regular inspections by the Ohio Chamber of Commerce. We extend these strict cleaning policies across all stores, even those in Kentucky. Since the first ReStore opened in Greater Cincinnati, we have never had a single bed bug. When you purchase an item from the Habitat ReStore, you can feel confident bringing that item into your home. New Arrivals at the ReStore NEW! Custom Cabinets See More What items can I find at the ReStore? The ReStores carry both used and new overstock items. Learn More

building home Real Estate Community Build Real estate industry professionals know that homeownership matters to individuals, families, and communities. It matters because it provides a foundation for growth for families and children, and it strengthens communities and our economy. The Real Estate Build brings together businesses and professionals in the real estate industry to construct a Habitat home. Happening June 2026 Join us for the annual Real Estate Community Build! Are you a member of the real estate industry—realtors, lenders, mortgage brokers, title companies, mortgage lenders, and others— interested in making a difference for a family in your community? Get involved! Help plan the 2026 Real Estate Community Build. For more information email Kerry Hendel at kerry.hendel@habitatcincinnati.org Get Involved Building a strong foundation for families. Homeownership, especially affordable homeownership, impacts a family and community for generations. When families are able to purchase a safe and stable home that they can afford, they are able to stay stable in their home, invest in their community, and provide a stable foundation for their children as they become adults. The Real Estate Community Build changes lives by creating an affordable homeownership opportunity for a hard-working family. Learn More "If I didn't have this home, I wouldn't have had the degree that I have now. I wouldn’t have been able to push my kids to go to school or get the degrees they have. [...] I work not even a mile away. I'm able to still work with the kids in my community and to give back. That's what I'm able to do, so that's what owning my home allows me to do." -Marnita, Habitat Homeowner since 2006 For the professionals that make Greater Cincinnati home. We know that real estate professionals are passionate about helping families create home. By teaming up with other real estate industry professionals, Real Estate Community Build has the power to raise funds, walls, and awareness to change the life of a family through affordable homeownership. With the support of their institutions and networks, teams of real estate industry professionals will work alongside a Habitat homebuyer to construct a Habitat home. When the home is complete, the homebuyer will purchase the home with a 0% interest mortgage giving them a strong foundation for their future. Thank you to our 2025 sponsors! Why Habitat? Habitat builds and renovates decent, affordable houses for people who make between 30%-80% of the area's median income. All partner homebuyers must demonstrate a reliable source of income as well as invest 250 hours of sweat equity in their home and in education classes. Houses are sold at no profit with a 0% interest, 30-year loan. The homeowner's mortgage payments are reinvested to build more Habitat homes.        Affordable housing solutions help local families in need provide a stable, sustainable environment to build a better future:   Children of homeowners are 25% more likely to graduate from high school, 116% more likely to graduate from college, and will earn 24% higher incomes.   Homeowners are 28% more likely to vote in local elections and engage in civic, school, and community groups . Homeowners are 34% more likely to have a retirement account. Affordable housing (less than 30% of income) frees up family resources for other important expenses like nutritious food, job training, and healthcare expenditures . Get Involved Donate The Real Estate Community Build is only possible with the help of generous people like you! Help raise funds to purchase materials to build this special home. Donate Become a Sponsor By partnering with us you will receive exclusive sponsorship benefits during the Real Estate Community Build. Sponsorship Inquiry Lead a Team Create a team to raise funds to build the Real Estate Community home. Your team will work towards reaching a financial goal and spend a day volunteering together. Teams are asked to raise $2,500 to cover the cost of materials and will be invited to help build the home at a team build day. Start a Team Contact Us For more information email Kerry Hendel kerry.hendel@habitatcincinnati.org . Top of Page Contact Us

Our Programs and Services At Habitat for Humanity of Greater Cincinnati, we offer a wide range of programs and services to better fit the needs of our community Click "Learn More" for more details and to learn how to apply. Affordable Homeownership Habitat for Humanity of Greater Cincinnati partners with first-time homebuyers in need of adequate housing to build and buy an affordable home. Learn More Veteran Repair Program The Veteran Repair Program makes critical home repairs and accessibility modifications possible for veterans and military-connected families in our community. Learn More Rock the Block Rock the Block is a one-day event held twice a year. In partnership with communities, Rock the Block brings together over 300 volunteers to a single neighborhood to complete home repair and community projects. Learn More Aging in Place The Aging in Place Program is dedicated to assisting homeowners, aged 65 and older, make their home a safe and comfortable place to live as they age. Learn More Construction Training Program The Habitat for Humanity Construction Training Program is designed to train and prepare individuals for careers in the construction industry. Learn More Advocacy At Habitat for Humanity of Greater Cincinnati, our vision is of a region where everyone has a decent place to live. While we build and repair homes in pursuit of that vision, we also advocate for policies and systems that eliminate barriers to safe and affordable homes Learn More

workforce development Construction Training Program The Habitat for Humanity Construction Training Program, or CTP, is a workforce development initiative designed to train and prepare individuals for careers in the construction industry. CTP, a collaboration between Habitat for Humanity of Greater Cincinnati and CityLink, is a powerful tool for low-income adults to break the cycle of poverty by providing skills, certifications, and pathways to stable, well-paying jobs. Enroll Employers Start Here Homeownership Rock the Block Critical Repair Program Construction Training Advocacy Uniquely Habitat Our mission at Habitat for Humanity of Greater Cincinnati is to build homes, community, and hope. The Construction Training Program allows individuals to tap into this mission as they build a home alongside a Habitat homebuyer. Many students say is a very meaningful and empowering experience. For nearly 40 years, we have taught hands-on construction skills to volunteers of all skill levels. CTP leverages what Habitat does best, and gives trainees the opportunity to learn about home construction at every stage of the process. Students also experience the benefits of building supportive relationships on site and report that they are grateful for their cohort and for the relationships that they carry beyond the program. Impact In FY2024, 42 students graduated from CTP. 24 students were hired after graduation (as of July 2024). "The reason why I got into construction is because I wanted to have a career. want to help people... there's a need for housing. I have a plan to where I can help people just like Habitat for Humanity does. I really look forward to starting this journey and this program has helped me tremendously." Ivory, an August 2023 graduate Growing a Vital Industry The construction industry is a vital part of the American economy, and demand for skilled workers is on the rise. In Greater Cincinnati, we're experiencing a shortage of skilled workers in this industry. The Habitat for Humanity Construction Training Program is designed to provide individuals with the training and skills they need to succeed in the construction industry. Participants receive on-the-job training and wrap around support as they complete the program and enter the in-demand field. Program Overview The 6 week training program equips students to understand the basics of construction so they are prepared to enter the workforce construction-ready! Hands-on tool training Get OSHA-10 & NCCER Core Certified in only 6 weeks. 100% of participants interview with employers. 8-10 Habitat build days 100% tuition-free! Students enroll for the program through Enroll Hire CTP Graduates Sponsor a Cohort No experience necessary. Previous construction experience is not necessary to qualify for our program. As a training course we expect most trainees to have little to no experience. Our program is designed to introduce trainees to the construction field. Utilizing classroom, lab, and field experiences, we aim to give our trainees the tools to discover their interests and prepare them for a career pathway in apprenticeship programs, entering the workforce. Program Eligibility Must be 18 years or older Must have driver’s license before the program begins Must commit to being drug-free while engaged in the program Academic aptitude in both reading and math Most felonies accepted. No sex crimes. Prepared for careers in commercial construction Students complete the class with OSHA-10 & NCCER Core Certifications. All students have the opportunity to interview with employers and most begin careers immediately following graduation. Upon completion of the 6-week program, students have the opportunity to work a paid full-time position for an additional 6 weeks maximum at Habitat for Humanity Greater Cincinnati. Students can leave at any time when they receive another job offer. During this additional 6 weeks, students will have continued support in resume building, interview preparation, and applying for jobs. Graduating students accepted jobs with the following companies: Skanska A&A Wall Systems 8K Sure Mechanical Gaslight Properties Habitat for Humanity Greater Cincinnati Deuss Messer PWC UWDI DJX Learn More "I walked into the program, didn't know anything. Now that I've graduated with the program, I have learned so much more than I knew before. The program is challenging, but challenging in a good way. [...] I have learned to be patient with things instead of rushing things." Megan, Program Graduate Megan's Story Construction partners and sponsors needed This program is made possible by the generous donations of individuals, churches, companies, and foundations. By providing individuals with the training and skills they need to succeed in the construction industry, we are helping to address the shortage of skilled workers in the region. This, in turn, is helping to drive economic growth and create new opportunities for individuals in our community. As a Cohort Sponsor, you will receive: Opportunity to interview and make job offers to cohort graduates. Regular behind-the-scenes updates and opportunities to engage with your cohort. Opportunity to speak at your cohort’s graduation. Permission to use Habitat Logo, one of the most widely recognized and beloved logos in the world. Recognition on our website. Social Media Post highlighting your company as a Cohort Sponsor. Highlight in our quarterly email newsletter. Contact Us Habitat Construction Training Program ctp@habitatcincinnati.org 513-482-5617 Habitat Construction Training Program classes are held at CityLink Center located at 800 Bank Street. Top of Page Contact Us

Recycle your unwanted metal, electronics and more at the Habitat for Humanity ReStore. every little bit counts Recycle at the ReStore Donate Your Unwanted Electronics & Metal ReStore Locations Donate Items How to Shop Shop ReStore Recycle at the ReStore Volunteer Program Overview Habitat for Humanity of Greater Cincinnati’s recycling efforts don’t stop with the donated appliances, furniture, cabinets and other home materials. HFHGC has partnered with other organizations to recycle electronics and metals. How can I recycle electronics or metals? Just drop off any of the accepted items to the Bond Hill, Bellevue, Cheviot, or Fairfield ReStores during operating hours. Note that we are unable to accept materials that are rusted, sharp, or otherwise unsafe to handle. Donors are responsible for removal of all personal data from electronics before dropping off at one of our ReStores. Removing the hard drives is generally recommended. Acceptable Electronics Laptops Servers Mice Speakers Scanners All Stereo Equipment Camcorders All Palm Equipment DVD Players, CD, and DVD Media All Phone Equipment Computer Towers Keyboards Printers/Fax Machines Copiers of all sizes UPS and Battery Backup Systems Cameras Cellphones Video Game Systems Video Games Floppy Disks Acceptable Metals Copper Brass Steel Aluminum Iron NEW! Cell Phone Recycling Bring your cell phones, iPads, and iPods to any ReStore location for recycling. Help us keep these electronics out of the landfill! ReStore Locations Reduce, Reuse, Recycle Along with providing this valuable service to the community, Habitat for Humanity ReStores are diverting thousands of tons of usable items from local landfills by giving them a second life. Based on the sanitation industry’s standard formula for calculating how much material is being diverted, HFHGC ReStores diverted approximately 1,419 tons of material . . . over 2.8 million pounds last year — up over 155 tons from the previous year!

Stock and IRA Gifts Other Ways to Give Financial Donations Donate Goods or Services Other Ways to Give Corporate Partnership Pope Leo Village Real Estate Build Women Build Habitat for Humanity of Greater Cincinnati welcomes gifts of stock and has a brokerage account with Merrill Lynch for your convenience in transferring publicly traded securities. Electronic delivery of shares is the most secure and expedient process available and provides efficient internal control as well as cost savings. Benefits of gifts of stocks and bonds: Avoid paying capital gains tax on the sale of appreciated stock Receive a charitable income tax deduction Helps Habitat purchase materials to build and repair more homes for hardworking Greater Cincinnati families It’s a simple three-step process for donating securities to Habitat for Humanity Greater Cincinnati: 1. Contact Your Broker with your donation intentions. Have them transfer the securities to: Merrill Private Wealth Management Nick Riordan 312 Walnut Street, Suite 2400 Cincinnati, OH 45202 DTC Number: 8862 Beneficiary Account Number: 7LS-03000 Beneficiary Account Name: Habitat for Humanity of Greater Cincinnati Brokerage Contact Information: Nick Riordan, +1 513 562-2085 or Katie Andrews, +1 513 579-3895 Toll Free: 1-866-579-3888, Fax: +1 513 322-4417 2. Notify HFHGC of your intentions 1. Please notify us at Development@HabitatCincinnati.org or 513-482-5605 that you initiated the stock gift, as stocks arrive in our account without identification. This will ensure the gift reaches Habitat for Humanity of Greater Cincinnati as you intended, and that we know how you would like it to be used. The date that the control of the stock is transferred is key to determining the tax deduction for the gift. Please provide: Donor's first and last name, phone number and address Name of the company the stock shares are coming from Number of shares to be donated Name and phone number of broker/custodian When broker will be directed to execute the gift Whether gift is for general support or a specific purpose Shortly after receiving your gift, a gift acknowledgement letter will be provided for tax purposes. Habitat for Humanity of Greater Cincinnati is obligated to record your gift as of the day it is received into its brokerage account. With increased year-end transactions, please plan charitable giving early. Consult your financial advisor before initiating a charitable gift arrangement. Habitat for Humanity Greater Cincinnati does not provide financial, tax, or legal advice. Individual Retirement Account (IRA) Contributions If you are at least 70½ years old, you may make a charitable rollover gift of up to $108,000 each year directly from your IRA. An IRA Charitable Rollover Gift satisfies your annual required minimum distribution, can be given directly to Habitat for Humanity Greater Cincinnati, and is excluded from your taxable gross income—potentially reducing your tax liability. Contact your IRA account administrator to initiate your gift. Request that funds be transferred directly to Habitat for Humanity Greater Cincinnati. Ensure your name is included on the donation paperwork for tracking and acknowledgment purposes. Important Notes Habitat for Humanity Greater Cincinnati encourages donors to consult their financial advisors to ensure optimal tax benefits and compliance with all IRS requirements. All gifts help build affordable homes for families in Greater Cincinnati. For accounting and recognition purposes, always notify Habitat when making any gift of stock, bonds, or IRA contributions.

International volunteer opportunities Habitat Greater Cincinnati Individual Volunteers Community Volunteers Corporate Volunteers Habitat Young Professionals Global Village Trips every country Global Village Trips Habitat for Humanity International builds in more than 80 countries around the world, working in local villages and communities to address the most urgent housing and health needs. Each year Habitat for Humanity “tithes” 10% of privately raised undesignated funds to support Habitat’s mission worldwide with a goal of eliminating poverty housing and homelessness. Our tithe goes towards building homes in Nepal, Cambodia, El Salvador, and Kenya. Our tithe has made it possible for more than 1,000 families in Kenya, El Salvador, Cambodia, and Nepal to have decent, affordable housing. Interested in joining a Global Village Trip? We are thrilled to announce that Global Village is back! After a break following the pandemic, Habitat for Humanity of Greater Cincinnati will be traveling to Kenya in November as part of Global Village. HFHGC trip opportunities are closed at this time. Check back for information about trips through Habitat for Humanity of Greater Cincinnati. More Opportunities our global tithe partners

"It's a huge opportunity to have fun together, and at the end of the day when you leave, you can look back and see that something you did is concrete, it's there, and it's going to be there for a long time." -John Wright, Eastside Coalition < Return to Annual Report Spotlight: Faith in Action Eastside Coalition John Nolan from St. Barnabas Episcopal Church, John Wright from St. Paul United Methodist Church, and Roy Johnson from Good Shepherd Lutheran Church are three long-time members of the Eastside Coalition. We sat down with these men to talk about the success of their coalition and why they chose to partner with Habitat. The Eastside Coalition is made up of 11 churches of all different denominations and sizes who share a common interest in helping build Habitat homes. The group banded together in 1996 to raise funds and mobilize volunteers to build their first Habitat home. Since then, the group has built almost 90 homes and these three men have been building homes together for over a decade. John Nolan says that the way St. Barnabas helps is by sharing their "people, money, and time." Each church has its own outreach efforts which work to raise money for Habitat. They have their own ways of supporting Habitat, and they share ideas with one another. His church, for example, hosts an annual benefit concert in the summer. The money that they raise goes directly to Habitat for Humanity Greater Cincinnati. "We have a long history of being involved with Habitat, and we have a specific amount of money each year in our outreach budget that goes to Habitat so it's a very important part of our ministry," says Roy Johnson of Good Shepard Lutheran Church. He also told us about how Habitat events, activities, and volunteer opportunities are present in each of their church newsletters. "We're always promoting it, and we're very blessed that our pastors are really into Habitat." Habitat welcomes anyone of all abilities to get involved. "It's crucial to point out that most of us volunteers had no background in construction. The appeal is the ability to go out and learn how to use your hands, learn more about house-building; it's on the job training," says Wright. He shared a memory of working with an 85-year-old volunteer who helped him to move scaffolding. "Anybody can do almost anything if they want, and anybody can contribute." "One of the aspects that I think makes it work is that there are many ways people can get involved," Wright continues. There are many roles from fundraising, recruiting, and organizing to packing lunches, swinging a hammer, and painting the walls. "It gives different talents an opportunity to help." Eastside Coalition Over the Years Each of the Eastside Coalition churches believes in sharing God's love with people outside their own doors. Working with Habitat for Humanity Greater Cincinnati allows them to put their faith into action and see change within their own community. "It's a rewarding thing… you spread goodwill and our folks feel [that] they're getting involved with the community, literally," says Nolan. "It's local," starts Wright. "We do some things that are national or international, but this is local, and it gives us the sense that we're doing something here." He talks about the importance of hands-on work, to do something in your own backyard. "It's doing something that is lasting, and you can see the benefit." Wright, Nolan, and Johnson all agree that they enjoy being able to see the direct impact in their community. "It's a huge opportunity to have fun together, and at the end of the day when you leave, you can look back and see that something you did is concrete, it's there, and it's going to be there for a long time," says Wright. Plus, they explain that volunteering is fun and has allowed them to bond with others. "It's a community," says Johnson. Working with Habitat allows the churches and coalitions to connect and strengthen their own sense of community. "You get to meet some of the church members that you otherwise might not have," says Wright. Because there are so many ways to get involved with Habitat, volunteer opportunities appeal to people from all different backgrounds." "You get to talk while you're working, and you get to know them better," says Nolan. "Comradery is a big part of it. We get to tease each other, trade bad jokes. We learn from each other's mistakes or learn from someone who knows more than you. You can take some of those skills home." Nolan says he's now better at home improvement projects because of his time spent on Habitat build sites. When asked about their favorite memories with the Eastside Coalition and Habitat, Nolan responds, "we could talk about this for hours!" But a few key memories came to mind, like signing the lumber for a new home with well wishes and blessings, listening to a homeowner speak at a dedication ceremony, and working alongside the homebuyers to build their homes. One of Johnson's favorite memories is when a family from his own church was able to purchase a Habitat home. After immigrating from Africa and moving to Cincinnati, this family started going to church at Good Shepherd Lutheran and through the church found out about Habitat's homeownership program. Johnson enjoyed working alongside them to build their home and said it was rewarding watching a good family put down roots in their community. "The stability that a house brings a family can't really be overstated," says Nolan. "So the fact that Habitat is addressing that is encouraging." Even though it takes months to build a house and there's such a need, you get to help a family. "You have to start somewhere." "It's so important that [churches] get to know the Habitat story and that you can make a difference," says Johnson. "It's a collective enterprise to address a real need. It's self-satisfying," says Nolan. Interested churches can join one of the existing coalitions involved with Habitat for Humanity Greater Cincinnati. "The number one necessity is enthusiasm," says Wright. "If you show up and give it a try, you'll learn on the job. It's not hard, it's fun!" Want to join a coalition or learn more about how your faith community can partner with Habitat for Humanity of Greater Cincinnati? Contact Te'Airea Powell teairea.powell@habitatcincinnati.org

Corporate Partnership At Habitat for Humanity, we believe in partnerships that are mutually beneficial. Corporate sponsors join in our mission of creating and preserving affordable homeownership in Greater Cincinnati. Benefits of corporate sponsorship include alignment with a strong, trusted non-profit brand, recognition in our marketing materials and on construction sites, employee team building opportunities, and participation in home dedications and other key Habitat events. Financial Donations Donate Goods or Services Other Ways to Give Corporate Partnership Pope Leo Village Real Estate Build Women Build Partnership Opportunities For more information about corporate partnerships contact Kerry Hendel kerry.hendel@habitatcincinnati.org . 77% of Americans feel a stronger emotional connection to purpose driven companies.* 66% would switch from a product they typically buy to a new product from a purpose driven company. * Why partner with Habitat? Team Building Your employees will leave their build day feeling empowered, connected to each other and to the community. Change Lives The work of Habitat for Humanity is impactful and changes lives for generations. Habitat homebuyers build their own homes alongside volunteers and pay an affordable mortgage made possible by your sponsorship. Your investment makes a difference, and with a meaningful partnership your team will witness the impact on a family first-hand. Brand Alignment Research shows that the Habitat brand is one of the most recognized brands worldwide (as recognizable as Starbucks). Our brand is trusted, beloved, and is inspiring to others. The Habitat brand ranks # 1 in several brand indexes, and in 2017, was valued at $15.6 billion. By partnering with Habitat you communicate to your customers, employees, and stakeholders that your business has a strong social purpose that aligns with your business objectives. Meet Our 2023-2024 Sponsors $250,000+ Hamilton County Community Development Ohio Department of Development The Procter & Gamble Company $100,000+ City of Cincinnati - Community Development Ohio National Foundation Butler County Community Development Jacob G. Schmidlapp Trust, Fifth Third Bank, Trustee The Anna & Harold Huffman Foundation $50,000+ George B. Riley Trust Estate Ohio Housing Trust Fund The Robert & Adele Schiff Family Foundation Federal Home Loan Bank of Cincinnati James J. and Joan A. Gardner Family Foundation Ohio Environmental Protection Agency (EPA) $25,000+ Bank of America Merrill Lynch Heart in Hand Needleart The Home Depot Foundation pep, LLC Christ Church Cathedral Fifth Third Bank Foundation $10,000+ Bellarmine Chapel Union Savings Bank Cisco Foundation Good Shepherd Lutheran Church Chemed Foundation Delta Air Lines Inc. Disabled Veterans' National Foundation The Ed and Joann Hubert Family Foundation

External Resources Not eligible for Habitat for Humanity Greater Cincinnati's Critical Repair Program? See if you qualify for these other repair programs available in the tri-state area! Habitat for Humanity is not affiliated with these programs and is not liable for any decisions or efforts made by these organizations. Please contact these organizations directly with any questions or concerns. The Home Ownership Center of Greater Cincinnati 513.961.2800 2820 Vernon Place; Cincinnati, OH 45219 http://www.hometoday.cc/ Down payment assistance, home improvement and repairs assistance and loans People Working Cooperatively 513.351.7921 4612 Paddock Road; Cincinnati, OH 45229 http://www.pwchomerepairs.org/ People Working Cooperatively is a non-profit organization serving low-income, elderly, and disabled homeowners in Ohio, Kentucky, and Indiana. PWC provides free professional critical home repairs, weatherization, mobility modification, and maintenance services to help residents stay safely in their homes Catholic Charities 859.581.8974 3629 Church Street; Covington, KY 41015 http://www.covingtoncharities.org/ Housing program includes budget and credit repair counseling, home purchase preparation, landlord/tenant mediation, financial literacy education, foreclosure and loss mitigation counseling, foreclosure education and home repair and maintenance skill development City of Lawrenceburg 812.532.3558 Has funds available for city residents only for heating, AC, and other roof repairs Revive + Thrive Home Repair Loan Program 211 www.HamiltonCountyHome.org This low-interest loan program provides Hamilton County homeowners (outside of Cincinnati) with a pathway to affordable, accessible home repairs that promote long-term stability. Whether it’s plumbing, roofing, or general maintenance, support is available every step of the way.

July 1, 2022- June 30, 2023 Annual Report Introduction | Programs & Services | Volunteers | ReStore | Donors | Financials "Our shared commitment to affordable housing and building community will reach new heights. Thank you for joining us on this journey. Together, we are changing lives and building a stronger, more vibrant Cincinnati." A letter from the CEO Growing Together Dear Friends, As I reflect on my first year as CEO of this incredible organization, I am filled with gratitude and excitement. Over the past year, we have achieved remarkable milestones together, and I am eager to share our progress and vision with you. We can’t thank you enough for all that you helped accomplish in the last year. Despite the challenges we've faced following the pandemic, this year has been one of significant achievements. At the beginning of the year, we expanded the Critical Repair Program and introduced Aging in Place. We are now able to partner with older low-income homeowners to repair and modify their homes to ensure safety and independence as they age. This new initiative was met with overwhelming interest from the community setting in motion an exponential growth plan for our home repair programs. This year alone, we improved living conditions of 66 households, a 164% increase from the year before. With your help, we built 16 new homes, marking the highest number of homes constructed in a single year since the onset of the pandemic. These homes represent stable and affordable housing solutions for 16 first-time homebuyer families in Greater Cincinnati. In the spring, we formed a partnership with CityLink to lead a workforce development program. The Habitat Construction Training Program empowers individuals to enter careers in commercial and residential construction. Our deep knowledge as a top builder paired with CityLink’s expertise in removing barriers to student success is creating brighter futures. We know that a strong construction workforce is critical to our vision of strong communities and affordable housing. As we look forward, we are embarking on a season of unprecedented growth. Housing affordability is one of the most pressing issues facing our community, and with our ambitious strategic plan, we will rise to the challenge as an equitable and sustainable solution to the current housing crisis. This year, we will take advantage of one-time relief funding from the State of Ohio and Hamilton County to build and repair more homes. The generous gift from Mackenzie Scott will allow us to grow our team immediately and sustain expanded operations. The opening of the sixth Habitat for Humanity ReStore in Loveland will provide additional revenue needed to create more opportunities for affordable homeownership in our community. As we look ahead to the challenges and opportunities of the coming year, we do so with confidence, knowing that our shared commitment to affordable housing and building community will continue to make a profound impact. Thank you for joining us on this journey. Together, we are changing lives and building a stronger, more vibrant Cincinnati. With Gratitude, Joe Hansbauer President & CEO “Living with [my mom] actually helped me buy my own home. [...] It literally was the foundation for myself to be able to build off of for my family.” -Alisha, daughter of Habitat homeowner Affordable Homeownership Impacts Generations Sheree and Alishi a 's Story The Year at a Glance July 1, 2022-June 30, 2023 115 households partnered with Habitat for Humanity Greater Cincinnati to build or improve their homes two new programs launched: Aging in Place, and Construction Training Program 1,930 volunteers gave over 30,941 hours of their time 13 new policies and initiatives were implemented as part of the Diversity, Equity, and Inclusion Plan Award Habitat for Humanity of Greater Cincinnati was voted a Top Workplace in Greater Cincinnati 99 households improved their homes through the Critical Repair Programs and Rock the Block "When I think about building and buying a new home with Habitat, what immediately comes to mind, is building a community. A community built among the current and future homeowners who shared a similar journey. The community that was built amongst the construction team, and the community connections that were made with all the volunteers who shared their stories. Each and every interaction holds a special place in my heart. For my family and I, becoming a homeowner means carrying on traditions that I had growing up as a child. But also carrying and creating new traditions of my own. We have so many memories to be created within these walls. Most importantly, homeownership means we created a legacy--a legacy for my children. And from the financial homeownership classes, […] I can now pass this knowledge on to my children so they can also make wise choices as they grow older and travel on their own journey in life's adventure. Most importantly, I cannot create my family's legacy without thanking the legacy of Habitat for Humanity […] whose vision has empowered affordable homeownership but also the immense amount of appreciation, knowledge, and skills learned and gained plus the rewarding feeling of being hands-on and partnering with so many wonderful and encouraging people that I would never forget." -Felicia Habitat Homeowner, 2023, Evanston Your Impact: Programs & Services Creating A ffordable Homeownership 16 families became first-time homeowners through the Affordable Homeownership Program 81% of new homeowners this year were minorities. 75% of homes were purchased by single mothers with minor children 12 mortgages were paid off in full 6 new homeowners work in the healthcare industry 26 kids moved into Habitat homes this year Habitat’s homeownership program sells homes to families with affordable, 30-year, zero-interest mortgages, helping first-time homeowners enter the market and build equity. Learn More About Homeownership “Being able to stay stable in the house and the community I’ve known for my whole life means a lot. It’s great” See George and Darla's Story Your Impact: Programs & Services Preserving Affordable Homeownership 89% of Critical Repair participants were over age 60 36 homeowners partnered to make their homes more accessible 46 households partnered with Habitat to complete repairs that were critical to the safety and stability of their home 33 military families improved their home through the Veteran Repair Program 33 households partnered to complete minor home preservation projects through Rock the Block 66 homes were repaired through the Critical Home Repair Programs. Exponential Growth for Critical Home Repair As the housing stock in our area ages, the need for critical home repair is increasing. This is especially true for senior and veteran populations. At Habitat for Humanity of Greater Cincinnati, we believe that partnering with existing low-income homeowners to repair their homes, is a critical part of ensuring everyone has a safe, stable, and affordable place to call home. Thanks to your support, we were able to begin ramping up operations to meet this critical need in our community. Number of Households served: Critical Home Repair FY 20 FY 21 FY 22 FY 23 FY 24 (goal) Through the Critical Home Repair Programs you are helping to preserve homeownership in our community. Through repairs and accessibility modifications, low-income senior or veteran homeowners are able to remain stable and safe in their homes and communities. Learn More About Repair "The reason why I got into construction is because I wanted to have a career. I want to help people— there's a need for housing. I have a plan to help people just like Habitat for Humanity does. I really look forward to starting this journey and this program has helped me tremendously." -Ivory, Construction Training Graduate Your Impact: Programs & Services NEW Construction Training This year, your support helped us to take an innovative look at the labor shortage in the construction industry. In April, we teamed up with CityLink to offer our first pilot session for the Habitat Construction Training Program. The Habitat for Humanity Construction Training Program, or CTP, is a workforce development initiative designed to train and prepare individuals for careers in the construction industry over a 4-week period. The Construction Training Program helps further our mission to build stronger communities and provide affordable housing solutions to families in need. Learn More About Construction Training 12 students graduated from the first pilot sessions ready to enter the workforce 100% of students had the opportunity to interview for positions in the residential and commercial construction industry 2 certifications earned by each student: OSHA-10 & NCCER Core Certifications Thanks to our community of supporters Growing in Partnership Your Impact Volunteers 1,930 individuals volunteered their time on build sites, Habitat ReStores, and in support roles 30,941 hours served by volunteers $902,549 the value volunteers gave to the organization based on the Ohio Value of Volunteer Time Report Top Construction Volunteers 1. John Wright, 800+ hours 2. Dan Aerni, 600+ 3. John Nolan, 500+ Top ReStore Volunteers 1. Joann Roseberry, 388 hours 2. Kaitlin Bills, 187 hours 3. Arjun Sharma, 164 hours "The experience of volunteering is so rewarding. It's teamwork making dreamwork, and in the process, making someone's dream of homeownership become a reality. A real win-win!" -Anne Pielage, corporate team-build volunteer Learn More About Team Build Days "It is always fun to visit the ReStore. It takes me at least three times around the store to see everything. You never know what you will find, but I always find something. It's a lot of fun if you have some time to look around. Great prices too." -Tonya, Google Review Your Impact ReStore 33,352 people donated items to the ReStore 89,688 people shopped at the ReStore $3.614 million in ReStore sales for Habitat's mission 4.7 million pounds of material kept out of landfills This year, the Habitat Greater Cincinnati ReStore net earnings equaled the direct cost of building four homes! Learn More About Habitat ReStore "It's a huge opportunity to have fun together, and at the end of the day when you leave, you can look back and see that something you did is concrete, it's there, and it's going to be there for a long time." -John Wright, Eastside Coalition Your Impact Faith Groups Faith groups have been a central part of our organization at Habitat for Humanity of Greater Cincinnati since our founding. Today, hundreds of faith partners live out their values by supporting the mission of Habitat. All across Greater Cincinnati, faith congregations work individually and together as coalitions to both fund and build Habitat homes in partnership with first-time homebuyers. 13,098 volunteer hours served by faith groups $124,427 raised by faith groups 7 homes built with the financial support of faith groups John Nolan, Roy Johnson, and John Wright represent three different churches that belong to the Eastside Coalition and have each been involved with Habitat for Humanity for over a decade. Since 1997, Eastside Coalition has built at least 89 homes in partnership with Habitat Greater Cincinnati. Hear from these three men about their experience as part of a church coalition. Eastside Coalition Spotlight Your Impact Donors 2,214 individual donors gave financial gifts to support the mission of Habitat 114 businesses provided financial support to Habitat projects 910 new donors made a gift to Habitat Greater Cincinnati for the first time Sources of Donation Revenue 4 % Faith Communities 31% Corporate Partners 32% Individuals 26% Government 7 % Foundations Thank you to our FY23 Mission Partners Thank you to all the organizations that partner with us to help realize our vision of a world where everyone has a decent place to live. We couldn’t do our work without you and your decision to invest in our community. Corporations* AARP of Ohio American Modern Foundation Bank of America Merrill Lynch BHDP Architecture BSI Engineering Chemed Foundation Connexus Credit Union Donatos Family Foundation Ethicon Endo-Surgery Feldkamp Marketing Hills Property Management JPMorgan Chase & Co. Microsoft pep, LLC PNC Foundation Regency Centers Republic Bank Skanska USA State Farm Insurance The Home Depot Foundation The Ohio National Foundation The Procter & Gamble Company Total Quality Logistics Tri-State Wholesale Building Supplies US Bank Vinebrook Homes, LLC *corporate sponsors of $5,000 or more. Gifts Made In-Kind** Crossroads Missions / Help Build Hope DuPont Ernst Concrete Fairfield Township IKEA Schneider Electric Village of Lockland Village of Lockland Comunity Improvement Corporation Whirlpool Corporation Yale Residential Security Products, Inc. **donation value of $5,000 or more. Excludes ReStore GIK. Foundations Disabled Veternan's National Foundation George B. Riley Trust Estate Kaplan Foundation Maxwell C. Weaver Foundation The G. Richard & Jane S. Thomas Foundation The Robert & Adele Schiff Family Foundation The Sutphin Family Foundation William P. Anderson Foundation Wohlgemuth Herschede Foundation Public Funding Butler County Community Development Federal Home Loan Bank of Cincinnati Hamilton County Community Development Ohio Housing Trust Fund Faith Communities All Saints Church Anderson Hills Church Ascension & Holy Trinity Church Bellarmine Chapel Burress Temple Apostolic Church Christ Church Glendale Cincinnati Meeting of Religious Society of Friends Dance With Your Heart Inc. Disciples Christian Church Erlanger Christian Church, Inc. Evergreen Presbyterian Church Faith Lutheran Church & Campus Ministry Faith Lutheran Church, Finneytown Good Shepherd Lutheran Church Greater Liberty Baptist Church Inc. Hyde Park Community United Methodist Church Knights of Columbus, Council 12359 Oak Hills Presbyterian Church Our Lord Christ the King Church Oxford Presbyterian Women Oxford United Methodist Church Pleasant Run Presbyterian Church Presbyterian Church of Wyoming Runyan Memorial Christian Church Society of the Transfiguration St. Barnabas Episcopal Church St. Paul Community United Methodist Church St. Paul's United Church of Christ St. Peter & St. Paul United Church of Christ St. Stephen Church St. Thomas Episcopal Church St. Vincent Ferrer Church Sycamore Presbyterian Church The Community of the Good Shepherd The Presbyterian Church of Hamilton Westwood UMC - United Methodist Women Faith Coalitions Eastside Coalition Church of the Saviour United Methodist Church Evergreen Presbyterian Church Good Shepherd Lutheran Church Hartzell United Presbyterian Church St Paul United Methodist St Thomas Episcopal Church St Vincent Ferrer Roman Catholic Church Sycamore Presbyterian Church Wyoming Presbyterian Church Hope Coalition Ascension and Holy Trinity, Wyoming Calvary, Clifton Christ Church Cathedral, Cincinnati Christ Church, Glendale St. Andrew's, Evanston Shalom Coalition Anderson Hills Church Armstrong Chapel Bellarmine Chapel Christ Emmanuel Christian Fellowship Hyde Park Community United Methodist Church New Vision United Methodist Church Our Lord Christ the King Church St. Cecilia Church St. Stephen Church Sycamore Coalition Faith Community UMC Good Shepherd Montgomery Community Church West Chester UMC Special Thanks to Dedicated Service Groups A-Team Hammer & Heart Squad Westfed "Thanks to you, your support has made it possible for us to give our babies and mother a safe and healthy place to live and grow. That's all we ever wanted! You have made an enormous impact, not only changing our lives but also changing the lives of other families in our community. I am grateful to God for using you to bless us. Thank you for making our dreams come true." -The Pierani Family, future Habitat Homeowners Donate FY 23 Board of Directors Amanda Hill, Chair Female Forward Don Oliver, Vice Chair altafiber Debbie Brooks Prominent Title Company Steven L. Chaney Ohio National Financial Services Michael Q. Dozier Ethicon Endo-Surgery Tonia H. Elrod P&G JR Foster Robert Louis Group Joanna Kemper Diversity Crew Angie Krausen Messer Construction Co. Robert F. Noschang Western & Southern Financial Mel Rodriguez Bank of America Jacob Samad Robins, Kelly, Patterson & Tucker Ennis Tait New Beginnings Church of the Living God Harry Watson St. Elizabeth Healthcare Audited Financials Previous Years Financials